Kaw Housing Authority Down Payment Assistance Program

What is Kaw Housing Authority Down Payment Assistance Program?

Kaw Housing Authority Down Payment Assistance Program is a grant for homebuyers in Kaw City, Oklahoma, administered by Kaw Housing Authority.

• Down payment assistance grant of $7,500 for NAHASDA-eligible Kaw Nation members (80% AMI or below); $2,500 for over-income Kaw Nation members via tribal-funded track. One-time lifetime benefit. 1-year lien. Must apply BEFORE closing.
• Funding comes from NAHASDA / IHBG (HUD) for $7,500 track; Tribal funds for $2,500 over-income track.

How much assistance does it provide?

Kaw Housing Authority Down Payment Assistance Program offers up to $7,500 in assistance.

• Amounts are the program's published maximums, not an offer — Kaw Housing Authority determines any individual award.

Do you have to pay it back?

Kaw Housing Authority Down Payment Assistance Program is structured as a grant, so it is not repaid.

• Repayment is triggered by Grant; one-time lifetime benefit. 1-year Useful Life Agreement lien. No repayment unless conditions violated within 1 year.
• The assistance is recorded in 1-year Useful Life Agreement lien position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Kaw Housing Authority Down Payment Assistance Program is open to buyers who will live in the home as their primary residence.

What are the income limits?

Kaw Housing Authority Down Payment Assistance Program limits household income to 80% of the area median income, which varies by county and household size.

• Two tracks: NAHASDA track (80% AMI or below) receives $7,500. Over-income Kaw members eligible for $2,500 tribal-funded track.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Kaw Housing Authority Down Payment Assistance Program caps the purchase price as follows: No published maximum purchase price.

• Eligible property types include Single Family.
• New construction is eligible.

Is there eligibility for specific groups?

Kaw Housing Authority Down Payment Assistance Program names American Indian and Alaska Native buyers among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Kaw Housing Authority Down Payment Assistance Program serves buyers purchasing in Kaw City, Oklahoma.

How do you apply?

Applications for Kaw Housing Authority Down Payment Assistance Program go through Kaw Housing Authority, which publishes the current terms and the application steps on its own site.

1. 1

   Contact Kaw Housing Authority to reserve funds

   Funds are reserved through 90-day approval window; must apply BEFORE closing, and are subject to availability.

2. 2

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.