Osage Nation Down Payment Assistance Program
Osage Nation Down Payment Assistance Program is a grant for homebuyers in Pawhuska, Oklahoma, administered by Osage Nation Housing Department.
The program asks for
- First-time homebuyer — the program sets its own definition
- The home is occupied as a primary residence
- Residency: Native Americans living within the State of Oklahoma; Osage preference.
- Citizenship or immigration status: Native American living in Oklahoma, with Osage preference.
- Tribal eligibility (Native American in OK, Osage preference). $5,500 grant, no deed restriction. Approval valid three months. Income limits, credit score, DTI gated behind notarized application portal; not fully extracted.
- A home in Oklahoma
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
Oklahoma’s homesOklahoma’s homes, and the ones this program accepts
- 72.7% single-familysingle-family
- 2.3% townhousetownhouse
- 4.8% 2–4 units2–4 units
- 11.7% 5+ unitscondo & apartment buildings (5+ units)
- 8.5% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$199,800
Oklahoma median home value
49.4%
built before 1980
U.S. Census Bureau, ACS 2024 5-year.
How to apply
How to applyTwo steps, in this order
Contact Osage Nation Housing Department to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Osage Nation Down Payment Assistance Program?
Osage Nation Down Payment Assistance Program is a grant for homebuyers in Pawhuska, Oklahoma, administered by Osage Nation Housing Department. The Osage Nation Down Payment Assistance Program is open to eligible Native Americans living in Oklahoma (Osage preference) and helps first-time homebuyers find affordable housing. The program provides $5,500 toward down payment, closing costs, or other normal home-purchase expenditures as a grant with no filed deed restriction. The program relies on the applicant securing a traditional mortgage and refers clients to Section 184 providers and/or credit counseling. $5,500 grant with no deed restriction. No repayment required. First-time homebuyer focused. Referral to Section 184 lenders and credit counseling. Funding comes from Osage Nation.
How much assistance does it provide?
Osage Nation Down Payment Assistance Program offers up to $5,500 in assistance. Amounts are the program's published maximums, not an offer — Osage Nation Housing Department determines any individual award.
Do you have to pay it back?
Osage Nation Down Payment Assistance Program is structured as a grant, so it is not repaid. Repayment is triggered by None - grant with no filed deed restriction. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Osage Nation Down Payment Assistance Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. Residency requirement: Native Americans living within the State of Oklahoma; Osage preference. Citizenship or immigration status: Native American living in Oklahoma, with Osage preference. Tribal eligibility (Native American in OK, Osage preference). $5,500 grant, no deed restriction. Approval valid three months. Income limits, credit score, DTI gated behind notarized application portal; not fully extracted.
What are the income limits?
Osage Nation Down Payment Assistance Program sets its income limit as follows: No income limit stated on the program page (see DPA Policy PDF). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
Osage Nation Down Payment Assistance Program can be used for Single Family.
Is there eligibility for specific groups?
Osage Nation Down Payment Assistance Program names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.
Where does it apply?
Osage Nation Down Payment Assistance Program serves homebuyers purchasing in Pawhuska, Oklahoma.
How do you apply?
Applications for Osage Nation Down Payment Assistance Program go through Osage Nation Housing Department, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Oklahoma homebuyersOther programs open to Oklahoma homebuyers
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - OklahomaUp to $20,000
- FHLBank Topeka Homeownership Set-Aside Program (HSP) - OklahomaUp to $15,000
- ONAC Down Payment Assistance ProgramUp to $14,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 80 programs for OklahomaProgram terms are set by Osage Nation Housing Department and can change; confirm on the official site before you apply.