Osage Nation Down Payment Assistance Program

What is Osage Nation Down Payment Assistance Program?

Osage Nation Down Payment Assistance Program is a grant for homebuyers in Pawhuska, Oklahoma, administered by Osage Nation Housing Department.

• The Osage Nation Down Payment Assistance Program is open to eligible Native Americans living in Oklahoma (Osage preference) and helps first-time homebuyers find affordable housing. The program provides $5,500 toward down payment, closing costs, or other normal home-purchase expenditures as a grant with no filed deed restriction. The program relies on the applicant securing a traditional mortgage and refers clients to Section 184 providers and/or credit counseling.
• $5,500 grant with no deed restriction.
• No repayment required.
• First-time homebuyer focused.
• Referral to Section 184 lenders and credit counseling.
• Funding comes from Osage Nation.

How much assistance does it provide?

Osage Nation Down Payment Assistance Program offers up to $5,500 in assistance.

• Amounts are the program's published maximums, not an offer — Osage Nation Housing Department determines any individual award.

Do you have to pay it back?

Osage Nation Down Payment Assistance Program is structured as a grant, so it is not repaid.

• Repayment is triggered by None - grant with no filed deed restriction.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Osage Nation Down Payment Assistance Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

Osage Nation Down Payment Assistance Program sets its income limit as follows: No income limit stated on the program page (see DPA Policy PDF).

• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Osage Nation Down Payment Assistance Program can be used for Single Family.

Is there eligibility for specific groups?

Osage Nation Down Payment Assistance Program names American Indian and Alaska Native buyers among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Osage Nation Down Payment Assistance Program serves buyers purchasing in Pawhuska, Oklahoma.

How do you apply?

Applications for Osage Nation Down Payment Assistance Program go through Osage Nation Housing Department, which publishes the current terms and the application steps on its own site.

1. 1

   Contact Osage Nation Housing Department to reserve funds

   Funds are reserved with the provider and are subject to availability.

2. 2

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.