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Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program

Otoe-Missouria Housing Department · Red Rock, Oklahoma

Last verified
Assistance

$6,000

The maximum the program publishes — not an offer

Repayment

Grant

Not repaid

What is Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program?

Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program is a grant for homebuyers in Red Rock, Oklahoma, administered by Otoe-Missouria Housing Department.

  • Tribal Homebuyer Assistance (THBA) Program providing up to $6,000 for down payment and closing costs. Funded directly by the Otoe-Missouria Tribal Council (NOT HUD/NAHASDA). Each application approved by Tribal Council resolution. Designed to decrease financial barriers for tribal homeownership.
  • Funding comes from Otoe-Missouria Tribal Council direct funding (NOT HUD/NAHASDA/IHBG).

How much assistance does it provide?

Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program offers up to $6,000 in assistance.

  • Amounts are the program's published maximums, not an offer — Otoe-Missouria Housing Department determines any individual award.

Do you have to pay it back?

Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program is structured as a grant, so it is not repaid.

  • Repayment is triggered by Grant; no repayment. Applicants must not be delinquent on tribal debts.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • Residency: Tribal enrollment required. Must be an enrolled member of the Otoe-Missouria Tribe. CDIB required.
  • DRAFT (dpa-gap-finder 2026-06-12): pending review. Tribally funded (NOT HUD). Up to $6,000. Each application requires Tribal Council resolution approval. HBA Application 2022 form available at omtribe.org. Must be an enrolled member of the Otoe-Missouria Tribe. CDIB required. Service area: Noble and Pawnee Counties primarily; Red Rock, OK is tribal headquarters

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program sets its income limit as follows: No published income limit. Must not be delinquent on any debt owed to the Otoe-Missouria Tribe or tribal agencies.

  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program caps the purchase price as follows: No published maximum purchase price.

  • Eligible property types include Single Family.
  • New construction is eligible.

Is there eligibility for specific groups?

Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program names American Indian and Alaska Native buyers among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program serves buyers purchasing in Red Rock, Oklahoma.

How do you apply?

Applications for Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program go through Otoe-Missouria Housing Department, which publishes the current terms and the application steps on its own site.

  1. Contact Otoe-Missouria Housing Department to reserve funds

    Funds are reserved through Each application approved by Tribal Council by resolution; no published waiting list, and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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