Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program
Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program is a grant for homebuyers in Red Rock, Oklahoma, administered by Otoe-Missouria Housing Department.
The program asks for
- The home is occupied as a primary residence
- Residency: Tribal enrollment required. Must be an enrolled member of the Otoe-Missouria Tribe. CDIB required.
- Tribally funded (NOT HUD). Up to $6,000. Each application requires Tribal Council resolution approval. HBA Application 2022 form available at omtribe.org. Must be an enrolled member of the Otoe-Missouria Tribe. CDIB required. Service area: Noble and Pawnee Counties primarily; Red Rock, OK is tribal headquarters
- A home in Noble County
It doesn’t cover
- Homes outside Noble County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
Noble County’s homesNoble County’s homes, and the ones this program accepts
- 81.5% single-familysingle-family
- 0.4% townhousetownhouse
- 3.1% 2–4 units2–4 units
- 2.6% 5+ unitscondo & apartment buildings (5+ units)
- 12.4% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$146,400
Noble County median home value
60.1%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Noble County
How to apply
How to applyTwo steps, in this order
Contact Otoe-Missouria Housing Department to reserve funds
Funds are reserved through Each application approved by Tribal Council by resolution; no published waiting list, and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program?
Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program is a grant for homebuyers in Red Rock, Oklahoma, administered by Otoe-Missouria Housing Department. Tribal Homebuyer Assistance (THBA) Program providing up to $6,000 for down payment and closing costs. Funded directly by the Otoe-Missouria Tribal Council (NOT HUD/NAHASDA). Each application approved by Tribal Council resolution. Designed to decrease financial barriers for tribal homeownership. Funding comes from Otoe-Missouria Tribal Council direct funding (NOT HUD/NAHASDA/IHBG).
How much assistance does it provide?
Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program offers up to $6,000 in assistance. Amounts are the program's published maximums, not an offer — Otoe-Missouria Housing Department determines any individual award.
Do you have to pay it back?
Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program is structured as a grant, so it is not repaid. Repayment is triggered by Grant; no repayment. Applicants must not be delinquent on tribal debts. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program is open to homebuyers who will live in the home as their primary residence. Residency requirement: Tribal enrollment required. Must be an enrolled member of the Otoe-Missouria Tribe. CDIB required. Tribally funded (NOT HUD). Up to $6,000. Each application requires Tribal Council resolution approval. HBA Application 2022 form available at omtribe.org. Must be an enrolled member of the Otoe-Missouria Tribe. CDIB required. Service area: Noble and Pawnee Counties primarily; Red Rock, OK is tribal headquarters.
What are the income limits?
Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program sets its income limit as follows: No published income limit. Must not be delinquent on any debt owed to the Otoe-Missouria Tribe or tribal agencies. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program caps the purchase price as follows: No published maximum purchase price. Eligible property types include Single Family. New construction is eligible.
Is there eligibility for specific groups?
Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.
Where does it apply?
Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program serves homebuyers purchasing in Red Rock, Oklahoma.
How do you apply?
Applications for Otoe-Missouria Tribe Tribal Homebuyer Assistance (THBA) Program go through Otoe-Missouria Housing Department, which publishes the current terms and the application steps on its own site. Funds are reserved through Each application approved by Tribal Council by resolution; no published waiting list. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Noble County homebuyersOther programs open to Noble County homebuyers
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - OklahomaUp to $20,000
- FHLBank Topeka Homeownership Set-Aside Program (HSP) - OklahomaUp to $15,000
- ONAC Down Payment Assistance ProgramUp to $14,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 81 programs for Noble CountyProgram terms are set by Otoe-Missouria Housing Department and can change; confirm on the official site before you apply.