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Seneca-Cayuga Nation NAHASDA Down Payment Assistance

Seneca-Cayuga Nation Housing Department · Grove, Oklahoma

Last verified
Income limit

80% AMI

Of area median income; varies by county and household size

Repayment

Grant

Not repaid

What is Seneca-Cayuga Nation NAHASDA Down Payment Assistance?

Seneca-Cayuga Nation NAHASDA Down Payment Assistance is a grant for homebuyers in Grove, Oklahoma, administered by Seneca-Cayuga Nation Housing Department.

  • NAHASDA-funded down payment and closing cost assistance. Funds provided on behalf of eligible applicant for closing and down payment. Property must be within 50 miles of Grove, OK tribal office. Applicant must secure non-predatory financing for balance.
  • Funding comes from NAHASDA / IHBG (HUD).

Do you have to pay it back?

Seneca-Cayuga Nation NAHASDA Down Payment Assistance is structured as a grant, so it is not repaid.

  • Repayment is triggered by Grant; no repayment required. Must maintain as primary residence. NAHASDA Useful Life provisions apply.
  • The assistance is recorded in NAHASDA Useful Life Agreement position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Seneca-Cayuga Nation NAHASDA Down Payment Assistance is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • Residency: Tribal enrollment required. Seneca-Cayuga Nation tribal members receive preference. Must be NAHASDA-eligible. CDIB required.
  • DRAFT (dpa-gap-finder 2026-06-12): pending review. Specific dollar amount not published on sctribe.com; contact housing department. Confirmed active from official program page. Seneca-Cayuga Nation tribal members receive preference. Must be NAHASDA-eligible. CDIB required. 50-mile radius from Grove, OK (Delaware County) covers northeastern OK

The program excludes

  • Households above 80% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Seneca-Cayuga Nation NAHASDA Down Payment Assistance limits household income to 80% of the area median income, which varies by county and household size.

  • Must meet NAHASDA HUD income limits (80% AMI or below).
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Seneca-Cayuga Nation NAHASDA Down Payment Assistance caps the purchase price as follows: No published maximum purchase price.

  • Eligible property types include Single Family.
  • New construction is eligible.

Is there eligibility for specific groups?

Seneca-Cayuga Nation NAHASDA Down Payment Assistance names American Indian and Alaska Native buyers among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Seneca-Cayuga Nation NAHASDA Down Payment Assistance serves buyers purchasing in Grove, Oklahoma.

How do you apply?

Applications for Seneca-Cayuga Nation NAHASDA Down Payment Assistance go through Seneca-Cayuga Nation Housing Department, which publishes the current terms and the application steps on its own site.

  1. Contact Seneca-Cayuga Nation Housing Department to reserve funds

    Funds are reserved through As funds available, and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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