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Fayette County Homebuyer Development Program

Redevelopment Authority of the County of Fayette (RACF) · Uniontown, Pennsylvania

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Income limit

80% AMI

Of area median income; varies by county and household size

What is Fayette County Homebuyer Development Program?

Fayette County Homebuyer Development Program is down payment assistance for homebuyers in Uniontown, Pennsylvania, administered by Redevelopment Authority of the County of Fayette (RACF).

  • The Fayette County Redevelopment Authority's Homebuyer Development Program supports low- to moderate-income buyers purchasing single-family homes throughout Fayette County, PA. Eligible buyers may receive homeownership counseling, down-payment and closing-cost assistance, and gap-financing to bridge the difference between the mortgage amount and the purchase price. Assistance is based on income and varies by individual need and available funding source (HOME, CDBG, USDA Rural Development, County Act 137); the exact qualifying income limit is determined at application.
  • Down-payment and closing-cost assistance.
  • gap-financing.
  • homeownership counseling for low- and moderate-income buyers of single-family homes in Fayette County.
  • Funding comes from HOME Investment Partnerships Program (since 1992), CDBG (with the 11 CDBG entitlement townships), USDA Rural Development, and County Act 137 funds.

Do you have to pay it back?

Fayette County Homebuyer Development Program is down payment assistance and is repaid under the terms set by Redevelopment Authority of the County of Fayette (RACF).

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Fayette County Homebuyer Development Program is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • Residency: Property must be a single-family home located within Fayette County, PA.
  • DRAFT (dpa-gap-finder 2026-06-12): pending review. Applicant must be low- to moderate-income with household income below published HUD-based limits; property a single-family home in Fayette County, owner-occupied. Specific assistance amount, form (grant/loan/lien terms), and exact income limit determined at application by funding source. FCCAA checked (counseling-only). Income limits taken from the official income table image (4-person $80,300 = HUD FY2025 80% AMI, Pittsburgh HUD Metro FMR Area). Unconfirmed/null: exact amount, interest rate, lien position, forgiveness, credit/DTI, purchase-price cap, FTHB requirement, education requirement — verify with RACF (724-437-1547).

The program excludes

  • Households above 80% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Fayette County Homebuyer Development Program limits household income to 80% of the area median income, which varies by county and household size.

  • Household income below published low- to moderate-income limits (HUD, updated annually). Brochure figures by family size: 1=$56,250; 2=$64,250; 3=$72,300; 4=$80,300; 5=$86,750; 6=$93,150; 7=$99,600; 8=$106,000. Exact applicable limit determined at application and varies by funding source.
  • The limit applies to total household income, not only the borrower’s.
  • The program lists a maximum household size of 8.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Fayette County Homebuyer Development Program can be used for Single Family.

Where does it apply?

Fayette County Homebuyer Development Program serves buyers purchasing in Uniontown, Pennsylvania.

How do you apply?

Applications for Fayette County Homebuyer Development Program go through Redevelopment Authority of the County of Fayette (RACF), which publishes the current terms and the application steps on its own site.

  1. Contact Redevelopment Authority of the County of Fayette (RACF) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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