Habitat for Humanity of Beaver County Homeownership Program

Habitat for Humanity of Beaver County Homeownership Program is down payment assistance for homebuyers in Beaver Falls, Pennsylvania, administered by Habitat for Humanity of Beaver County. Habitat for Humanity of Beaver County partners with local moderate-income families to build or rehab a home purchased with an affordable, no-interest, 30-year mortgage. Future homeowners contribute sweat equity and complete financial-literacy and home-maintenance workshops. Eligibility is based on housing need, income within HUD guidelines (40-80% range), willingness to partner, and Beaver County residency or employment. 0% interest mortgage. 30-year term. Financial literacy and home maintenance education. Built/rehabbed with volunteers. Funding comes from Donations; Beaver County Board of Commissioners; PA DCED; private/corporate donors.

Habitat for Humanity of Beaver County Homeownership Program is down payment assistance and is repaid under the terms set by Habitat for Humanity of Beaver County. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Habitat for Humanity of Beaver County Homeownership Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. On credit, the program states: Minimum credit score 560; credit need not be perfect. A homebuyer education course is required. Residency requirement: Must currently live and/or work in Beaver County. As of verification the application period is CLOSED ('not accepting applications at this time'); affiliate active, applications accepted only during announced open cycles - email info@BeaverCountyHabitat.org to be notified. DTI must be 43% or less.

Habitat for Humanity of Beaver County Homeownership Program limits household income to 80% of the area median income, which varies by county and household size. 2026 HUD Beaver County limits by household size; e.g. 4-person must earn at least $55,200 and no more than $88,300. Income from any reliable ongoing source counts. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Habitat for Humanity of Beaver County Homeownership Program can be used for Single Family. New construction is eligible.

Habitat for Humanity of Beaver County Homeownership Program serves homebuyers purchasing in Beaver Falls, Pennsylvania.

Applications for Habitat for Humanity of Beaver County Homeownership Program go through Habitat for Humanity of Beaver County, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.