Lawrence County Down Payment Assistance Program

Lawrence County Down Payment Assistance Program is a grant for homebuyers in New Castle, Pennsylvania, administered by DON Enterprises, Inc. A grant program funded by a $50,000 allocation from Lawrence County's Affordable Housing Program (deed/mortgage recording fees) and administered by DON Enterprises, Inc. It provides a grant of up to $2,000 toward closing costs for first-time homebuyers in Lawrence County below 80% of Pennsylvania's AMI by family size with no more than $5,000 in liquid assets after closing. Applications opened April 15, 2024 on a first-come, first-served basis. Up to $2,000 grant toward closing costs. No repayment required. Open countywide. First-come, first-served. Free homeownership counseling. Funding comes from Lawrence County Affordable Housing Program (deed/mortgage recording fees, Lawrence County Register and Recorder's Office).

Lawrence County Down Payment Assistance Program offers up to $2,000 in assistance. Amounts are the program's published maximums, not an offer — DON Enterprises, Inc. determines any individual award.

Lawrence County Down Payment Assistance Program is structured as a grant, so it is not repaid. Repayment is triggered by None — grant, not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Lawrence County Down Payment Assistance Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through Homeownership counseling required; generally provided at no cost. Residency requirement: Open to eligible Lawrence County residents; property must be in Lawrence County. FUNDING STATUS: funded by a one-time $50,000 allocation expected to be exhausted within ~2 years of its April 2024 launch (~23 homebuyers); current 2026 funding availability NOT independently confirmed — verify with DON Enterprises before relying on it. Requires completed application, proof of income/assets, and loan pre-approval; homeownership counseling required. Min credit score, exact 4-person income limit, eligible loan products, and purchase-price cap not stated in the official program letter (null).

Lawrence County Down Payment Assistance Program limits household income to 80% of the area median income, which varies by county and household size. Household income below 80% of Pennsylvania's Area Median Income by family size (HUD low/moderate income). The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Lawrence County Down Payment Assistance Program can be used for Single-family.

Lawrence County Down Payment Assistance Program serves homebuyers purchasing in New Castle, Pennsylvania.

Applications for Lawrence County Down Payment Assistance Program go through DON Enterprises, Inc., which publishes the current terms and the application steps on its own site. Funds are reserved through First-come, first-served as determined by DON Enterprises; applications began April 15, 2024. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.