CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program

What is CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program is a forgivable loan for homebuyers in Greenville, South Carolina, administered by CommunityWorks Carolina.

• Full-time and permanent part-time City of Greenville employees with at least one year of service can receive up to $50,000 in down payment or closing cost assistance. Assistance is a 5-year forgivable loan at 0% interest, with the amount based on household income tier (up to 150% AMI). The property must be in Greenville County or a contiguous SC county (Abbeville, Anderson, Laurens, Pickens, Spartanburg). Buyers must be first-time homebuyers or not have owned in 3 years.
• Up to $50,000 forgivable DPA.
• 0% interest, no monthly payments.
• Forgiven over 5 years.
• Open to full-time and permanent part-time City employees.
• Available in 5-county area around Greenville.
• Funding comes from City of Greenville.

How much assistance does it provide?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program offers up to $50,000 in assistance.

• The program asks buyers to contribute $500 minimum buyer contribution at closing.
• Amounts are the program's published maximums, not an offer — CommunityWorks Carolina determines any individual award.

Do you have to pay it back?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program is forgiven after 5 years, so a buyer who stays that long does not repay it.

• Repayment is triggered by Not confirmed in fact sheet — likely sale, refinance, or loss of employment before term.
• The assistance is recorded in 2nd position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program limits household income to 150% of the area median income, which varies by county and household size.

• Tiered up to 150% AMI. Full-time: $50k at ≤80% AMI; $40k at 80-100%; $30k at 100-120%; $20k at 120-150%. Part-time: $25k at ≤80%; $20k at 80-100%; $15k at 100-120%; $10k at 120-150% (Greenville County 2025 AMI: 4-person 100% = $97,300; 4-person 80% = $77,350).
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program can be used for Single Family.

• New construction is eligible.
• Manufactured homes are not eligible.

Is there eligibility for specific groups?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program is limited to employees of City of Greenville (full-time or permanent part-time, min. 1 year, in good standing).

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program serves buyers purchasing in Greenville, South Carolina.

How do you apply?

Applications for CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program go through CommunityWorks Carolina, which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program, through CommunityWorks Carolina.

2. 2

   Contact CommunityWorks Carolina to reserve funds

   Funds are reserved with the provider and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.