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Harris County Housing Finance Corporation + TDHCA Partnership DPA

Harris County, Texas

Last verified
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Assistance

$1,000

The maximum the program publishes — not an offer

Repayment

Grant

Not repaid

What is Harris County Housing Finance Corporation + TDHCA Partnership DPA?

Harris County Housing Finance Corporation + TDHCA Partnership DPA is a grant for homebuyers in Harris County, Texas.

  • Harris County Housing Finance Corporation partners with TDHCA by assigning private activity bonds to fund below-market mortgage rates. An additional $1,000 grant per household is available to eligible first-time, low-to-moderate-income homebuyers on top of TDHCA's standard DPA. Service area covers Harris County, excluding Baytown, Deer Park, Friendswood, Houston, La Porte, League City, Missouri City, Pasadena, and Pearland.
  • $1,000 additional gift grant.
  • Stacked with TDHCA DPA.
  • No repayment.
  • Harris County (excluding major cities).
  • Funding comes from Local.

How much assistance does it provide?

Harris County Housing Finance Corporation + TDHCA Partnership DPA offers up to $1,000 in assistance.

  • The program can be combined with other assistance, subject to the rules of each.
  • Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

Harris County Housing Finance Corporation + TDHCA Partnership DPA is structured as a grant, so it is not repaid.

  • Repayment is triggered by None — gift funds.
  • The assistance is recorded in Grant (no lien) position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Harris County Housing Finance Corporation + TDHCA Partnership DPA is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A minimum 620 credit score
  • A completed homebuyer education course
  • Citizenship or immigration status: yes

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Harris County Housing Finance Corporation + TDHCA Partnership DPA sets its income limit as follows: Must meet TDHCA My First Texas Home income limits for Harris County.

  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Harris County Housing Finance Corporation + TDHCA Partnership DPA can be used for Single-family.

  • New construction is eligible.

Where does it apply?

Harris County Housing Finance Corporation + TDHCA Partnership DPA serves buyers purchasing in Harris County, Texas.

How do you apply?

Applications for Harris County Housing Finance Corporation + TDHCA Partnership DPA go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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Harris County Housing Finance Corporation + TDHCA Partnership DPA, explained

A short, free course on Harris County Housing Finance Corporation + TDHCA Partnership DPA: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from August 2026. About ten minutes.

5 modules · About 10 minutes

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