Down payment assistance · Texas

Buying a home in Texas

142 programs: 50 statewide, the rest run by counties and 34 cities. What you can use depends on where the home is.142 programs across Texas: 50 statewide, the rest run by counties and 34 cities. What you can use depends on where the home is.

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Start with your county

Local help, prices and income limits differ county to county

County	Local programs	Median home value	Area median income (4 people)	Link
Bexar	11	$262,200	$100,600	See Bexar
Harris	10	$276,600	$104,000	See Harris
Dallas	9	$303,000	$121,100	See Dallas
Collin	7	$475,600	$121,100	See Collin
All 254 counties

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified July–August 2026.

Anywhere in Texas

50 statewide programs

Up to $25,000

FHLBank Dallas HAVEN Program

Assistance grant · New construction · Income limits · Veterans

See details

Up to $25,000

FHLBank Dallas HELP Program

Assistance grant · New construction · Income limits · First-time

See details

Up to $15,000

NeighborhoodLIFT Program

Assistance grant · Forgiven over 5 yrs · Income limits · First-time

See details

Plus 62 nationwide programs. See them See nationwide programs

Free help from a person

48 HUD-approved counseling agencies in Texas48 HUD-approved housing counseling agencies in Texas

32 of the 50 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.32 of the 50 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.

Find my counselor

Free account → 90-second match → your counselors

Income limitsIncome limits and price caps in TexasArea median income for all 254 counties, and the limit each program sets.See the limits

Texas questions

What is FHLBank Dallas HAVEN Program?

FHLBank Dallas HAVEN Program, a assistance grant (new construction, income limits), open anywhere in Texas. Its page has the details and a link to the official site.

Which Texas counties run their own programs?

27 counties of 254 have a county or city program listed, among them Bexar, Harris, Dallas and Collin. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Texas?

Many programs ask for one. 32 of the 50 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Texas condo?

16 of the 50 statewide programs list condos as eligible. Each program’s page lists the kinds of homes it accepts.

34 Texas cities with their own program

All 254 counties