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Irving Down Payment Assistance Program

Irving Down Payment Assistance Program is a forgivable loan for homebuyers in Irving, Texas.

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The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • Within Irving city limits; first-time homebuyers or haven't owned home in last 3 years; income eligible
  • A home inside Irving city limits

It doesn’t cover

  • Homes outside Irving

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Where it applies

Irving’s homes

  • 39% single-family
  • 3.8% townhouse
  • 7.6% 2–4 units
  • 48% 5+ units
  • 1.6% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$315,600

Irving median home value

35.9%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Irving

How to apply

  1. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Irving Down Payment Assistance Program?

Irving Down Payment Assistance Program is a forgivable loan for homebuyers in Irving, Texas. City of Irving Down Payment Assistance Program provides up to $50,000 in down payment and closing cost assistance to first-time homebuyers within Irving city limits. Funded by HUD HOME, this 0% interest forgivable loan is forgiven after 5–10 years of owner-occupancy. Up to $50,000 for down payment and closing costs.

How much assistance does it provide?

Irving Down Payment Assistance Program offers up to $50,000 in assistance. Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

Irving Down Payment Assistance Program is a forgivable loan, so the balance is forgiven once the program's conditions are met. Repayment is triggered by Sale, Refinance, No Longer Primary, and Transfer of Title. The assistance is recorded in 2nd Lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Irving Down Payment Assistance Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. Within Irving city limits; first-time homebuyers or haven't owned home in last 3 years; income eligible.

What kind of home can it be used for?

Irving Down Payment Assistance Program can be used for Single Family.

Where does it apply?

Irving Down Payment Assistance Program serves homebuyers purchasing in Irving, Texas.

How do you apply?

Applications for Irving Down Payment Assistance Program go through the administering agency. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Irving homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 116 programs for Irving

Program terms are set by the administering agency and can change; confirm on the official site before you apply.