Irving Down Payment Assistance Program

What is Irving Down Payment Assistance Program?

Irving Down Payment Assistance Program is a forgivable loan for homebuyers in Irving, Texas.

• City of Irving Down Payment Assistance Program provides up to $50,000 in down payment and closing cost assistance to first-time homebuyers within Irving city limits. Funded by HUD HOME, this 0% interest forgivable loan is forgiven after 5–10 years of owner-occupancy.
• Up to $50,000 for down payment and closing costs.

How much assistance does it provide?

Irving Down Payment Assistance Program offers up to $50,000 in assistance.

• Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

Irving Down Payment Assistance Program is a forgivable loan, so the balance is forgiven once the program's conditions are met.

• Repayment is triggered by Sale, Refinance, No Longer Primary, and Transfer of Title.
• The assistance is recorded in 2nd Lien position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Irving Down Payment Assistance Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What kind of home can it be used for?

Irving Down Payment Assistance Program can be used for Single Family.

Where does it apply?

Irving Down Payment Assistance Program serves buyers purchasing in Irving, Texas.

How do you apply?

Applications for Irving Down Payment Assistance Program go through the administering agency.

1. 1

   Contact the administering agency to reserve funds

   Funds are reserved with the provider and are subject to availability.

2. 2

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.