First-time Homebuyer Law Enforcement Officer Grant

What is First-time Homebuyer Law Enforcement Officer Grant?

First-time Homebuyer Law Enforcement Officer Grant is a grant for homebuyers in Statewide, Utah.

• The UHC First-time Homebuyer Law Enforcement Officer Grant provides a $2,500 one-time grant to active Utah law enforcement officers purchasing their first home through any UHC first-mortgage + DPA program. Available statewide. Restricted to certified law enforcement officers; standard UHC FTHB and income/purchase price rules apply per underlying product.
• $2,500 one-time grant (no repayment) to active Utah law enforcement officers who are first-time homebuyers, layered on top of any UHC first-mortgage + DPA program (FHA/VA, FirstHome, or HFA Advantage). Covers down payment and closing costs. Statewide Utah availability. Income/purchase price limits and FICO floors mirror underlying first-mortgage product.
• Funding comes from State and HFA.

How much assistance does it provide?

First-time Homebuyer Law Enforcement Officer Grant offers up to $25,000 in assistance.

• The program asks buyers to contribute $0 minimum borrower contribution if combined with UHC DPA second.
• The program can be combined with other assistance, subject to the rules of each.
• Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

First-time Homebuyer Law Enforcement Officer Grant is structured as a grant, so it is not repaid.

• Repayment is triggered by None - grant is non-repayable.
• The assistance is recorded in Grant - no lien position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

First-time Homebuyer Law Enforcement Officer Grant is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

First-time Homebuyer Law Enforcement Officer Grant limits household income to $166,100.

• The limit applies to total household income, not only the borrower’s.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

First-time Homebuyer Law Enforcement Officer Grant caps the purchase price at $772,400.

• Eligible property types include Single-family detached, condominium, townhouse, PUD, manufactured (per first-mortgage product).
• New construction is eligible.
• Manufactured homes are eligible.

Is there eligibility for specific groups?

First-time Homebuyer Law Enforcement Officer Grant names law enforcement officers among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

First-time Homebuyer Law Enforcement Officer Grant serves buyers purchasing in Statewide, Utah.

• The program targets specific areas: Federal target-area rules apply if underlying product is FirstHome.

How do you apply?

Applications for First-time Homebuyer Law Enforcement Officer Grant go through the administering agency, which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program, through UHC-approved homebuyer education providers (Framework, eHomeAmerica, NeighborWorks Salt Lake, AAA Fair Credit Foundation, USU Extension PowerPay).

2. 2

   Contact the administering agency to reserve funds

   Funds are reserved through Loan officer reserves grant via UHC Lender Online; one-time funding pool subject to availability., and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.