Loudoun County Down Payment / Closing Cost Assistance Program (DPCC)
Forgivable loan · Forgiven over 15 yrs · Income limit 70% of AMI
See details Aug 2026
Down payment assistance · Virginia
Buying a home in Loudoun County, VA
7 county-wide programs, plus 6 statewide and 62 nationwide.Loudoun has 7 programs that cover the whole county. On top of those, 6 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in LoudounAnywhere in Loudoun County
7 programs for every Loudoun address7 programs that cover every Loudoun address
These are run for the whole county, so a home in Leesburg, Ashburn or Sterling can use them.
Loudoun County Public Employee Homeownership Grant Program (PEG)
Forgivable loan · Forgiven over 5 yrs · Income limit 70% of AMI
See details Jul 2026
Down Payment / Closing Cost Assistance Program Plus (DPCC Plus)
Deferred second loan · New construction · Income limit 100% of AMI
Single-family detached, Townhouse, Condominium
See details Jul 2026
Down Payment/Closing Cost Assistance Program (DPCC)
Deferred second loan · New construction · Income limit 70% of AMI
Single-family detached, Townhouse, Condominium
See details Jul 2026
Loudoun County Affordable Dwelling Unit (ADU) Purchase Program
Down-payment assistance · New construction · Income limit 70% of AMI
Townhouse, Condo
See details Jul 2026
Loudoun County Affordable Market Purchase Program (AMPP)
Down-payment assistance · New construction · Income limit 100% of AMI
Townhouse, Condo
See details Aug 2026
Public Employee Homeownership Grant Program (PEG)
Deferred second loan · New construction · Income limit 100% of AMI
Single-family detached, Townhouse, Condominium
See details Jul 2026
AMI is HUD’s area median income for Loudoun, adjusted for household size. Each program publishes its own dollar limits.
The Loudoun marketThe Loudoun housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Loudoun
- 51.4% single-familysingle-family
- 31% townhousetownhouse
- 1.6% 2–4 units2–4 units
- 15.5% 5+ unitscondo & apartment buildings (5+ units)
- 0.5% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Loudoun’s homes were built
pre-19401970s2020+
12.5%
of Loudoun homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$166,100
HUD area median income, 4 people (FY2026)HUD area median income, Loudoun County, 4-person household (FY2026)
$181,765
Median household income (ACS 2024 5-year)Median household income in Loudoun (Census ACS 2024 5-year)
77.9%
of occupied homes are owner-occupied (Virginia: 67.3%)
The two income figures measure different things. HUD’s area median income is the one programs use. 19 of the 75 programs here set their income limit as a share of Loudoun County’s area median income, adjusted for household size. See the published limits for Loudoun County
Free help in LoudounFree help in Loudoun
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.5 of the 7 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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16 cities and placesA to Z
All cities in Loudoun CountyAll 16 cities and places in Loudoun County
Loudoun questions
Can I use a county program anywhere in Loudoun?
The 7 county-wide programs cover homes anywhere in the county. City programs are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Loudoun County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Loudoun programs accept condos?
Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.
Where can I take a homebuyer class in Loudoun?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.