Loudoun County Affordable Market Purchase Program (AMPP)

What is Loudoun County Affordable Market Purchase Program (AMPP)?

Loudoun County Affordable Market Purchase Program (AMPP) is down payment assistance for homebuyers in Loudoun County, Virginia, administered by Loudoun County Department of Housing and Community Development.

• The Loudoun County Affordable Market Purchase Program (AMPP) enables eligible first-time homeowners with moderate income (more than 70% and less than 100% of AMI) to purchase a newly constructed townhouse or condominium at a below-market price. Properties are subject to restrictive covenants on refinancing and transfer, and owners must occupy the home as their primary residence. Applications are submitted through Loudoun's Neighborly software and renewed annually.
• Below-market purchase price on new townhomes/condos.
• Serves the 70%-100% AMI 'missing middle'.
• Annual renewable eligibility.
• Funding comes from Loudoun County (developer-proffered affordable units / inclusionary program).

Do you have to pay it back?

Loudoun County Affordable Market Purchase Program (AMPP) is down payment assistance and is repaid under the terms set by Loudoun County Department of Housing and Community Development.

• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Loudoun County Affordable Market Purchase Program (AMPP) is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

Loudoun County Affordable Market Purchase Program (AMPP) limits household income to 100% of the area median income, which varies by county and household size.

• More than 70% and less than 100% of Washington MSA AMI. 2026 limits (4-person): 70% $116,300; 80% $132,900; 90% $149,500; 100% $166,100. 1-person 70% $81,450 to 100% $116,300.
• The limit applies to total household income, not only the borrower’s.
• The program lists a maximum household size of 8.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Loudoun County Affordable Market Purchase Program (AMPP) can be used for Townhouse and Condo.

• New construction is eligible.

Where does it apply?

Loudoun County Affordable Market Purchase Program (AMPP) serves buyers purchasing in Loudoun County, Virginia.

How do you apply?

Applications for Loudoun County Affordable Market Purchase Program (AMPP) go through Loudoun County Department of Housing and Community Development, which publishes the current terms and the application steps on its own site.

1. 1

   Contact Loudoun County Department of Housing and Community Development to reserve funds

   Funds are reserved through Wait list / eligibility certification with annual renewal; applications via Neighborly software, and are subject to availability.

2. 2

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.