Down payment assistance · Virginia
Buying a home in Portsmouth County, VA
1 city with their own, plus 6 statewide and 62 nationwide.Portsmouth has no program that covers the whole county and 1 city with a program of their own. On top of those, 6 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Only inside city limits
1 city with their own program1 Portsmouth city with their own program
For a home inside that city.A city program is for a home inside that city.
Free help in PortsmouthFree help in Portsmouth
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Portsmouth’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Come HOME to Portsmouth asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
2 cities and placesA to Z
All cities in Portsmouth CountyAll 2 cities and places in Portsmouth County
has a program of its own
Portsmouth questions
Can I use a county program anywhere in Portsmouth?
No program here is listed as covering all of Portsmouth County. City programs, like Portsmouth’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Portsmouth County?
HUD publishes it once a year, and programs set their limits as a share of it, adjusted for household size. The published limits page lists each one.
Do Portsmouth programs accept condos?
The one city program lists condos as eligible. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Portsmouth?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
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Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.