Down payment assistance · Portsmouth County
Buying a home in Portsmouth Heights, VA
8 statewide.Portsmouth Heights has no program of its own, and 8 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Portsmouth Heights
No program of Portsmouth Heights’s own yet
No program run for Portsmouth Heights or for Portsmouth County alone is listed. A home in Portsmouth Heights can use the Virginia statewide and federal programs below.
The closest city that runs its own program is Portsmouth, about 4 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Portsmouth. See them 1 program in neighboring cities — for homes inside those cities, not Portsmouth Heights
- Portsmouth — Come HOME to Portsmouth
Free help nearbyFree help near Portsmouth Heights
9 HUD-approved counseling agencies within 15 miles9 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Portsmouth Heights questions
Does Portsmouth Heights have its own down payment program?
No program run for Portsmouth Heights alone is listed. A home in Portsmouth Heights can use the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Portsmouth Heights?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Portsmouth County?
Each program sets its own. Most published limits are a share of HUD’s area median income for Portsmouth County, adjusted for household size. The published limits page lists each program’s limit.
Where can I take a homebuyer class near Portsmouth Heights?
HUD-approved housing counseling agencies teach homebuyer classes, and 9 agencies are within 15 miles of Portsmouth Heights. Create a free account and take the 90-second match to see the ones near you.
Nearby in Portsmouth
Sources
Sources: agency sites (June–July 2026), HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.