Northern Virginia Down Payment & Closing Cost Assistance (CFH)
Forgivable loan · Income limit 80% of AMI
Single Family, Condo, Townhouse, Manufactured, 2-4 Unit
See details Jul 2026
Down payment assistance · Virginia
Buying a home in Prince William County, VA
3 county-wide programs, plus 6 statewide and 62 nationwide.Prince William has 3 programs that cover the whole county. On top of those, 6 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in Prince WilliamAnywhere in Prince William County
3 programs for every Prince William address3 programs that cover every Prince William address
All 3 are for first-time homebuyers and ask for a homebuyer class.These are run for the whole county, so a home in Manassas Park, Dale City or Lake Ridge can use them. All 3 are for first-time homebuyers and ask for a homebuyer class.
First Time Homebuyers Program (FTHB)
Deferred second loan · New construction · Income limit 80% of AMI
Single-family detached, Townhouse, Condominium
See details Jul 2026
Prince William County First-Time Homebuyer (FTHB) Program
Deferred second loan · Income limit 80% of AMI
See details Jul 2026
AMI is HUD’s area median income for Prince William, adjusted for household size. Each program publishes its own dollar limits.
The Prince William marketThe Prince William housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Prince William
- 54.7% single-familysingle-family
- 26.4% townhousetownhouse
- 2.3% 2–4 units2–4 units
- 15.7% 5+ unitscondo & apartment buildings (5+ units)
- 0.9% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Prince William’s homes were built
pre-19401970s2020+
24.2%
of Prince William homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$166,100
HUD area median income, 4 people (FY2026)HUD area median income, Prince William County, 4-person household (FY2026)
$131,402
Median household income (ACS 2024 5-year)Median household income in Prince William (Census ACS 2024 5-year)
74.3%
of occupied homes are owner-occupied (Virginia: 67.3%)
The two income figures measure different things. HUD’s area median income is the one programs use. 15 of the 71 programs here set their income limit as a share of Prince William County’s area median income, adjusted for household size. See the published limits for Prince William County
Free help in Prince WilliamFree help in Prince William
2 HUD-approved counseling agencies with an office in the county2 HUD-approved housing counseling agencies with an office in Prince William County
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
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Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Prince William County.
21 cities and placesA to Z
All cities in Prince William CountyAll 21 cities and places in Prince William County
has a program of its own
Prince William questions
Can I use a county program anywhere in Prince William?
The 3 county-wide programs cover homes anywhere in the county. City programs are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Prince William County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Prince William programs accept condos?
Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.
Where can I take a homebuyer class in Prince William?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies have an office in Prince William County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.