Deferred second loan
Prince William County First-Time Homebuyer (FTHB) Program
First-time homebuyers · Income limits
Down payment assistance · Prince William County
Buying a home in Woodbridge, VA
1 Woodbridge program, 2 county programs and 8 statewide.Woodbridge has 1 program of its own, 2 more across Prince William County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Woodbridge addresses
Woodbridge’s own program
Anywhere in Prince WilliamAnywhere in Prince William County
2 county programs2 county programs a Woodbridge homebuyer can also use
The Woodbridge marketThe Woodbridge housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Woodbridge
- 35.9% single-familysingle-family
- 20.7% townhousetownhouse
- 3.5% 2–4 units2–4 units
- 37% 5+ unitscondo & apartment buildings (5+ units)
- 2.9% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Woodbridge’s homes were built
pre-19401970s2020+
43.4%
of Woodbridge homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$166,100
County area median income, 4 people (HUD)HUD area median income, Prince William County, 4-person household (2026)
$104,741
Woodbridge median household incomeMedian household income in Woodbridge (Census, 2024)
17 of the 73 programs here set their income limit as a share of Prince William County’s area median income, adjusted for household size. See the published limits for Prince William County
Free help nearbyFree help near Woodbridge
5 HUD-approved counseling agencies within 15 miles5 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Woodbridge questions
Does Woodbridge have its own down payment program?
Yes, one: Prince William County First-Time Homebuyer (FTHB) Program, a deferred second loan for first-time homebuyers (income limits). It is for homes inside Woodbridge.
Can I use assistance on a condo in Woodbridge?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Prince William County?
Each program sets its own. 17 of the programs here set theirs as a share of HUD’s area median income for Prince William County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Woodbridge?
HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of Woodbridge. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
22191 · 22192 · 22193 · 22194 · 22195
Nearby in Prince William
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.