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City of Falls Church Affordable Dwelling Unit (ADU) Purchase Program

City of Falls Church Department of Housing and Human Services (HHS) · Falls Church, Virginia

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What is City of Falls Church Affordable Dwelling Unit (ADU) Purchase Program?

City of Falls Church Affordable Dwelling Unit (ADU) Purchase Program is down payment assistance for homebuyers in Falls Church, Virginia, administered by City of Falls Church Department of Housing and Human Services (HHS).

  • The City of Falls Church Affordable Dwelling Unit (ADU) Program, established by zoning ordinance in 2002 and administered by Housing and Human Services, provides affordable for-purchase (and for-rent) condominiums and townhomes sold below market value to low- and moderate-income households. For-purchase ADUs carry a 15-30 year control period restricting resale price and appreciation, and owners must occupy the unit as their primary residence. Eligible buyers are certified, placed on a priority-ranked Certified Buyers List, and matched to units as they become available.
  • Below-market purchase price.
  • Resale price protection during control period.
  • Priority for seniors/persons with disabilities and city residents/workers.
  • Funding comes from City of Falls Church inclusionary zoning ordinance (established 2002; City Code Chapter 48).

Do you have to pay it back?

City of Falls Church Affordable Dwelling Unit (ADU) Purchase Program is down payment assistance and is repaid under the terms set by City of Falls Church Department of Housing and Human Services (HHS).

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

City of Falls Church Affordable Dwelling Unit (ADU) Purchase Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — with exceptions: All household members must be first-time homebuyers (no residential ownership within the last three years)
  • The home is occupied as a primary residence
  • A completed homebuyer education course, through Virginia Housing (VHDA) Homeownership Education Program (certificate of completion required)
  • Residency: Units located throughout the City of Falls Church; living/working in the city raises priority status
  • Citizenship or immigration status: Applicant must be a U.S. citizen or legal resident alien cardholder
  • DRAFT (dpa-gap-finder 2026-06-13): pending review. Purchase applicants must be first-time homebuyers (all household members), obtain mortgage pre-approval, complete VHDA homeownership education, have no more than $40,000 in liquid assets, and be a U.S. citizen or legal permanent resident. Owners may not rent the unit and must occupy as primary residence during the control period. NOTE: as of this research no for-purchase ADU units were available ('None Available at this time'); the program and Certified Buyers List remain active. Distinct from the catalog's NHP Foundation Affordable Homeownership Program (CFCAHP). GAP: no fixed dollar DPA amount (price-restricted purchase model).

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

City of Falls Church Affordable Dwelling Unit (ADU) Purchase Program sets its income limit as follows: Income limits by AMI percentage tier (2025 HUD AMI, 4-person 100% = $163,900); for-purchase ADUs target low- and moderate-income households per the unit's designated AMI tier.

  • The limit applies to total household income, not only the borrower’s.
  • The program lists a maximum household size of 8.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

City of Falls Church Affordable Dwelling Unit (ADU) Purchase Program can be used for Condo and Townhouse.

  • New construction is eligible.

Is there eligibility for specific groups?

City of Falls Church Affordable Dwelling Unit (ADU) Purchase Program names buyers with disabilities among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

City of Falls Church Affordable Dwelling Unit (ADU) Purchase Program serves buyers purchasing in Falls Church, Virginia.

How do you apply?

Applications for City of Falls Church Affordable Dwelling Unit (ADU) Purchase Program go through City of Falls Church Department of Housing and Human Services (HHS), which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through Virginia Housing (VHDA) Homeownership Education Program (certificate of completion required).

  2. Contact City of Falls Church Department of Housing and Human Services (HHS) to reserve funds

    Funds are reserved through Certified Buyers List (CBL) with 4 priority categories and ranking; annual certificate renewal earns points/tickets, and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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