Shared-appreciation loan
City of Falls Church Affordable Homeownership Program (CFCAHP)
First-time homebuyers · Income limits · Single Family · Townhouse · Condo
Down payment assistance · Fairfax County
Buying a home in Falls Church, VA
2 Falls Church programs, 3 county programs and 8 statewide.Falls Church has 2 programs of its own, 3 more across Fairfax County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Falls Church addresses
Falls Church’s own programs
Down-payment assistance
City of Falls Church Affordable Dwelling Unit (ADU) Purchase Program
First-time homebuyers · New construction · Income limits · Condo · Townhouse
Anywhere in FairfaxAnywhere in Fairfax County
3 county programs3 county programs a Falls Church homebuyer can also use
The Falls Church marketThe Falls Church housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Falls Church
- 36.5% single-familysingle-family
- 9.7% townhousetownhouse
- 4.7% 2–4 units2–4 units
- 48.9% 5+ unitscondo & apartment buildings (5+ units)
- 0.1% mobile & othermobile home & other
Condos count. All 5 of Falls Church’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Falls Church’s homes were built
pre-19401970s2020+
60.6%
of Falls Church homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$166,100
County area median income, 4 people (HUD)HUD area median income, Fairfax County, 4-person household (2026)
$143,262
Falls Church median household incomeMedian household income in Falls Church (Census, 2024)
17 of the 75 programs here set their income limit as a share of Fairfax County’s area median income, adjusted for household size. See the published limits for Fairfax County
Free help nearbyFree help near Falls Church
34 HUD-approved counseling agencies within 15 miles34 HUD-approved housing counseling agencies within 15 miles
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Falls Church questions
Does Falls Church have its own down payment program?
Yes, 2: City of Falls Church Affordable Homeownership Program (CFCAHP) and City of Falls Church Affordable Dwelling Unit (ADU) Purchase Program. Each is for homes inside Falls Church.
Can I use assistance on a condo in Falls Church?
All 5 of Falls Church’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Fairfax County?
Each program sets its own. 17 of the programs here set theirs as a share of HUD’s area median income for Fairfax County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Falls Church?
HUD-approved housing counseling agencies teach homebuyer classes, and 34 agencies are within 15 miles of Falls Church. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
22040 · 22041 · 22042 · 22043 · 22044 · 22046 · 22047
Nearby in Fairfax
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.