Multiple County
Down Payment / Closing Cost Assistance
Deferred second loan · 80% of area median income
Programs by loan typePrograms by loan type · Washington
Down payment assistance you can pair with a Section 184 loan in Washington
3 programs name Section 184 loans: 3 county or regional.3 programs in Washington name Section 184 loans among the first mortgages they can be paired with: 3 by a county or regional agency.
Two approvals, made separately. The lender underwrites the Section 184 loan; the program reviews its own application, and the lender must also accept the assistance. The loan type is one rule among several.The lender underwrites the Section 184 loan; the assistance program reviews its own application. A program naming Section 184 means the two can be combined, and the lender must also accept the assistance as a source of funds. The loan type is one rule among several.
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The 3 programs, closest first
From a single county out to the whole state
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in Washington. Listed A–Z within each group, not ranked.
In a Washington city 0 programs
No Washington city program names Section 184. 3 cities run a program of their own.No Washington city program names Section 184 loans in its record. 3 Washington cities run a program of their own. Browse Washington cities →
In a county or region 3 programs
For homes anywhere in the county or the counties namedMultiple County
Down Payment Assistance
Deferred second loan · 80% of area median income
Multiple County
Snoqualmie Tribe Down Payment Assistance
Deferred second loan
What to know
What the 3 records say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 3 of 3
ask for a homebuyer education class.
- 1 of 3
are limited to first-time homebuyers, as each program defines it.
- 3 of 3
are deferred second loans.
Free help in WashingtonFree help in Washington
20 HUD-approved counseling agencies in Washington20 HUD-approved housing counseling agencies in Washington
All 3 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how the assistance and a Section 184 loan fit together.All 3 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how an assistance program and a first mortgage fit together, before you talk to a lender. Create a free account to see who’s near you.
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More of Washington’s programs
State pageEvery program in WashingtonBy city, by county and statewide, with the 39 counties.Washington →Income limitsIncome limits and price caps in WashingtonHUD area median income by county, and the share each program sets.See the limits →
Questions, answered
Can down payment assistance be used with a Section 184 loan in Washington?
3 programs in Washington name Section 184 loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming Section 184 loans mean a program is open to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (August 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.