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Greater Fox Cities Area Habitat for Humanity Homebuyer Program

Greater Fox Cities Area Habitat for Humanity · Menasha, Wisconsin

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What is Greater Fox Cities Area Habitat for Humanity Homebuyer Program?

Greater Fox Cities Area Habitat for Humanity Homebuyer Program is down payment assistance for homebuyers in Menasha, Wisconsin, administered by Greater Fox Cities Area Habitat for Humanity.

  • Affordable homeownership program allowing qualified low-income people who live or work in Calumet, Outagamie, Waupaca, or Northern Winnebago county to purchase a Habitat-built home with a 0% interest mortgage. Monthly payment set at ~25% of gross monthly income. Requires 200-400 hours of sweat equity.
  • Purchase of a Habitat-built home financed with a 0% interest mortgage; monthly payment capped at ~25% of gross monthly income; principal sold at no profit.
  • Funding comes from Greater Fox Cities Area Habitat for Humanity (nonprofit).

Do you have to pay it back?

Greater Fox Cities Area Habitat for Humanity Homebuyer Program is down payment assistance and is repaid under the terms set by Greater Fox Cities Area Habitat for Humanity.

  • The assistance is recorded in first position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Greater Fox Cities Area Habitat for Humanity Homebuyer Program is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • On credit: No perfect credit required; all collection debt paid in full, judgments satisfied, bankruptcy/foreclosure satisfied at least 12 months.
  • A completed homebuyer education course, through Habitat homebuyer classes/workshops (part of sweat equity).
  • Residency: Must live or work in Calumet, Outagamie, Waupaca, or Northern Winnebago county.
  • Citizenship or immigration status: Must provide valid documentation of Permanent Residency or Citizenship.
  • Requires 200-400 hours sweat equity; criminal background check; married couples must apply jointly; cannot serve households with a registered sex offender. Application cycle June 29-July 31, 2026. Habitat affordable-mortgage program (assistance_type 'other'). UNCONFIRMED: mortgage term, min credit score, max purchase price.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Greater Fox Cities Area Habitat for Humanity Homebuyer Program sets its income limit as follows: Gross annual income must be at or above the minimum and at or below the maximum by family size (2026 guidelines): 1: $42,675-$62,300; 2: $42,675-$71,200; 3: $45,600-$80,100; 4: $45,600-$88,950; 5: $48,050-$96,100; 6: $51,600-$103,200; 7: $55,150-$110,300; 8: $58,725-$117,450.

  • The limit applies to total household income, not only the borrower’s.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Greater Fox Cities Area Habitat for Humanity Homebuyer Program can be used for single_family.

  • New construction is eligible.

Where does it apply?

Greater Fox Cities Area Habitat for Humanity Homebuyer Program serves buyers purchasing in Menasha, Wisconsin.

  • Targeted neighborhoods: Calumet, Outagamie, Waupaca, Northern Winnebago counties.

How do you apply?

Applications for Greater Fox Cities Area Habitat for Humanity Homebuyer Program go through Greater Fox Cities Area Habitat for Humanity, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through Habitat homebuyer classes/workshops (part of sweat equity)..

  2. Contact Greater Fox Cities Area Habitat for Humanity to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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