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Down payment assistance · Wisconsin

Buying a home in Wisconsin

49 programs: 10 statewide, the rest run by counties and 10 cities. What you can use depends on where the home is.

Free · No SSN · No credit pull

Start with your county

Local help, prices and income limits differ county to county

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified July 2026.

Anywhere in Wisconsin

10 statewide programs

Up to $50,000

Ho-Chunk Nation Down Payment Assistance (DPA) Program

Forgivable loan · Forgiven over 5 yrs · Income limits · Veterans

Up to $10,000

Downpayment Plus (DPP) / Downpayment Plus Advantage (DPP Advantage)

Forgivable loan · Forgiven over 5 yrs · Income limits

Up to $7,500

WHEDA Capital Access Advantage DPA

Deferred second loan · New construction · Income limits

Plus 62 nationwide programs. See them

Free help from a person

26 HUD-approved counseling agencies in Wisconsin

9 of the 10 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.

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Income limitsIncome limits and price caps in WisconsinArea median income for all 72 counties, and the limit each program sets.See the limits

Wisconsin questions

What is Ho-Chunk Nation Down Payment Assistance (DPA) Program?

Ho-Chunk Nation Down Payment Assistance (DPA) Program, a forgivable loan (forgiven over 5 yrs, income limits), open anywhere in Wisconsin and run by Ho-Chunk Nation Department of Housing — Home Ownership Division. Its page has the details and a link to the official site.

Which Wisconsin counties run their own programs?

19 counties of 72 have a county or city program listed, among them Milwaukee, Brown, Dane and Rock. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Wisconsin?

Many programs ask for one. 9 of the 10 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Wisconsin condo?

Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.