Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program

What is Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program?

Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program is a deferred second loan for homebuyers in Wisconsin, administered by Movin' Out, Inc.

• Statewide 0% interest, deferred-payment down payment assistance loan program from Movin' Out, Inc., assisting qualified first-time homebuyers with down payment and closing costs anywhere in Wisconsin. Designed for low-income households where at least one household member has a permanent disability.
• 0% interest, deferred-payment loan for down payment and closing costs; no monthly payments, repaid on sale/move/refinance.
• This is a federal program, so it is available beyond a single state or city.
• Funding comes from Wisconsin DEHCR / state housing program funds (administered by Movin' Out).

Do you have to pay it back?

Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program is deferred, so no payments are due until the home is sold, refinanced, or the first mortgage is paid off.

• Repayment is triggered by sale, move, or refinance.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program limits household income to 80% of the area median income, which varies by county and household size.

• Household income at or below 80% of county median income.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Is there eligibility for specific groups?

Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program names buyers with disabilities among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program is a federal program, so it is not limited to Wisconsin.

How do you apply?

Applications for Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program go through Movin' Out, Inc., which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program before funds are reserved.

2. 2

   Contact Movin' Out, Inc. to reserve funds

   Funds are reserved with the provider and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.