Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program is a deferred second loan for homebuyers in Wisconsin, administered by Movin' Out, Inc.
The program asks for
- First-time homebuyer — the program sets its own definition
- The home is occupied as a primary residence
- A completed homebuyer education course
- Household income at or below 80% of county median. Must be a first-time homebuyer, single parent, or displaced homemaker. At least one household member must have a permanent disability. Homebuyer education/counseling with Movin' Out required.
- A home in Wisconsin
It doesn’t cover
- Households above 80% of area median income
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Income limit
80% of the area median income where the home is
HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.
Where it applies
Wisconsin’s homesThe homes in Wisconsin
- 66.2% single-familysingle-family
- 4.3% townhousetownhouse
- 9.4% 2–4 units2–4 units
- 17% 5+ unitscondo & apartment buildings (5+ units)
- 3.1% mobile & othermobile home & other
$266,500
Wisconsin median home value
57%
built before 1980
U.S. Census Bureau, ACS 2024 5-year.
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program before funds are reserved.
Contact Movin' Out, Inc. to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program?
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program is a deferred second loan for homebuyers in Wisconsin, administered by Movin' Out, Inc. Statewide 0% interest, deferred-payment down payment assistance loan program from Movin' Out, Inc., assisting qualified first-time homebuyers with down payment and closing costs anywhere in Wisconsin. Designed for low-income households where at least one household member has a permanent disability. 0% interest, deferred-payment loan for down payment and closing costs; no monthly payments, repaid on sale/move/refinance. Funding comes from Wisconsin DEHCR / state housing program funds (administered by Movin' Out).
Do you have to pay it back?
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program is deferred, so no payments are due until the home is sold, refinanced, or the first mortgage is paid off. Repayment is triggered by sale, move, or refinance. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required. Household income at or below 80% of county median. Must be a first-time homebuyer, single parent, or displaced homemaker. At least one household member must have a permanent disability. Homebuyer education/counseling with Movin' Out required.
What are the income limits?
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program limits household income to 80% of the area median income, which varies by county and household size. Household income at or below 80% of county median income. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
Is there eligibility for specific groups?
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program names homebuyers with disabilities among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.
Where does it apply?
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program serves homebuyers purchasing anywhere in Wisconsin.
How do you apply?
Applications for Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program go through Movin' Out, Inc., which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Wisconsin homebuyersOther programs open to Wisconsin homebuyers
- Ho-Chunk Nation Down Payment Assistance (DPA) ProgramUp to $50,000
- Downpayment Plus (DPP) / Downpayment Plus Advantage (DPP Advantage)Up to $10,000
- WHEDA Capital Access Advantage DPAUp to $7,500
Whether two programs can be combined is up to each agency. Ask before you apply.
All 72 programs for WisconsinProgram terms are set by Movin' Out, Inc. and can change; confirm on the official site before you apply.