Northeastern Wisconsin Housing CDBG Down Payment Assistance Program

What is Northeastern Wisconsin Housing CDBG Down Payment Assistance Program?

Northeastern Wisconsin Housing CDBG Down Payment Assistance Program is a deferred second loan for homebuyers in Multi-County County, Wisconsin, administered by Brown County Planning and Land Services (10-county region).

• Brown County administers the Northeastern Wisconsin Housing CDBG Loan Program (since 2014) across 10 counties with HUD State CDBG funds. Down payment and closing-cost assistance is available as a 0% interest deferred loan to low- and moderate-income buyers in non-entitlement communities; large entitlement cities are ineligible.
• 0% interest deferred DPA loan.
• 10-county coverage in NE WI.
• Federal CDBG-backed.
• Companion rehab loan available.
• This is a federal program, so it is available beyond a single state or city.
• Funding comes from U.S. HUD State Community Development Block Grant (CDBG).

Do you have to pay it back?

Northeastern Wisconsin Housing CDBG Down Payment Assistance Program is deferred, so no payments are due until the home is sold, refinanced, or the first mortgage is paid off.

• Repayment is triggered by Sale, no longer primary residence, or title transfer.
• The assistance is recorded in second position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Northeastern Wisconsin Housing CDBG Down Payment Assistance Program is open to buyers who will live in the home as their primary residence.

What are the income limits?

Northeastern Wisconsin Housing CDBG Down Payment Assistance Program limits household income to 80% of the area median income, which varies by county and household size.

• Gross household income at or below 80% of County Median Income.
• The limit applies to total household income, not only the borrower’s.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Northeastern Wisconsin Housing CDBG Down Payment Assistance Program can be used for Single Family.

• New construction is not eligible.
• Manufactured homes are not eligible.

Where does it apply?

Northeastern Wisconsin Housing CDBG Down Payment Assistance Program is a federal program, so it is not limited to Wisconsin.

• The program targets specific areas: Non-entitlement areas in Brown, Calumet, Door, Fond du Lac, Kewaunee, Manitowoc, Marinette, Outagamie, Sheboygan, Winnebago counties. Entitlement cities (Appleton, Fond du Lac, Green Bay, Neenah, Oshkosh, Sheboygan) NOT eligible.

How do you apply?

Applications for Northeastern Wisconsin Housing CDBG Down Payment Assistance Program go through Brown County Planning and Land Services (10-county region), which publishes the current terms and the application steps on its own site.

1. 1

   Contact Brown County Planning and Land Services (10-county region) to reserve funds

   Funds are reserved with the provider and are subject to availability.

2. 2

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.