Northeastern Wisconsin Housing CDBG Down Payment Assistance Program
Northeastern Wisconsin Housing CDBG Down Payment Assistance Program is a deferred second loan for homebuyers in Multi-County County, Wisconsin, administered by Brown County Planning and Land Services (10-county region).
The program asks for
- The home is occupied as a primary residence
- Not available within entitlement cities (Appleton, Fond du Lac, Green Bay, Neenah, Oshkosh, Sheboygan). Loan amounts, price limits, and income tables are in the Policy Manual (available on request).
- A home in Multi-County
It doesn’t cover
- Manufactured homes
- New construction
- Households above 80% of area median income
- Homes outside Multi-County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Income limit
80% of Multi-County’s area median income
HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.
How to apply
How to applyTwo steps, in this order
Contact Brown County Planning and Land Services (10-county region) to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Northeastern Wisconsin Housing CDBG Down Payment Assistance Program?
Northeastern Wisconsin Housing CDBG Down Payment Assistance Program is a deferred second loan for homebuyers in Multi-County County, Wisconsin, administered by Brown County Planning and Land Services (10-county region). Brown County administers the Northeastern Wisconsin Housing CDBG Loan Program (since 2014) across 10 counties with HUD State CDBG funds. Down payment and closing-cost assistance is available as a 0% interest deferred loan to low- and moderate-income buyers in non-entitlement communities; large entitlement cities are ineligible. 0% interest deferred DPA loan. 10-county coverage in NE WI. Federal CDBG-backed. Companion rehab loan available. Funding comes from U.S. HUD State Community Development Block Grant (CDBG).
Do you have to pay it back?
Northeastern Wisconsin Housing CDBG Down Payment Assistance Program is deferred, so no payments are due until the home is sold, refinanced, or the first mortgage is paid off. Repayment is triggered by Sale, no longer primary residence, or title transfer. The assistance is recorded in second position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Northeastern Wisconsin Housing CDBG Down Payment Assistance Program is open to homebuyers who will live in the home as their primary residence. Not available within entitlement cities (Appleton, Fond du Lac, Green Bay, Neenah, Oshkosh, Sheboygan). Loan amounts, price limits, and income tables are in the Policy Manual (available on request).
What are the income limits?
Northeastern Wisconsin Housing CDBG Down Payment Assistance Program limits household income to 80% of the area median income, which varies by county and household size. Gross household income at or below 80% of County Median Income. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
Northeastern Wisconsin Housing CDBG Down Payment Assistance Program can be used for Single Family. New construction is not eligible. Manufactured homes are not eligible.
Where does it apply?
Northeastern Wisconsin Housing CDBG Down Payment Assistance Program serves homebuyers purchasing in Multi-County County, Wisconsin. The program targets specific areas: Non-entitlement areas in Brown, Calumet, Door, Fond du Lac, Kewaunee, Manitowoc, Marinette, Outagamie, Sheboygan, Winnebago counties. Entitlement cities (Appleton, Fond du Lac, Green Bay, Neenah, Oshkosh, Sheboygan) NOT eligible.
How do you apply?
Applications for Northeastern Wisconsin Housing CDBG Down Payment Assistance Program go through Brown County Planning and Land Services (10-county region), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Multi-County homebuyersOther programs open to Multi-County homebuyers
- Home Start Down Payment and Closing Cost Assistance (RASCW Housing Foundation)Up to $6,000
- CAP Services Home Buyers Down Payment AssistanceDeferred
- WHEDA Capital Access Advantage DPAUp to $7,500
Whether two programs can be combined is up to each agency. Ask before you apply.
All 71 programs for Multi-CountyProgram terms are set by Brown County Planning and Land Services (10-county region) and can change; confirm on the official site before you apply.