Western Dairyland Down Payment Assistance Program

What is Western Dairyland Down Payment Assistance Program?

Western Dairyland Down Payment Assistance Program is a grant for homebuyers in Eau Claire County, Wisconsin, administered by Western Dairyland Economic Opportunity Council, Inc.

• Community action agency program providing up to $2,500 in down payment assistance to income-eligible homebuyers in Eau Claire, Trempealeau, Jackson, and Buffalo counties. Funds may be applied toward down payment, mortgage insurance, homeowners insurance, or closing costs. Offered for a limited time/subject to funding availability.
• Up to $2,500 toward down payment, mortgage insurance, homeowners insurance, or closing costs.
• Funding comes from Western Dairyland EOC / community action agency funds.

How much assistance does it provide?

Western Dairyland Down Payment Assistance Program offers up to $2,500 in assistance.

• The program can be combined with other assistance, subject to the rules of each.
• Amounts are the program's published maximums, not an offer — Western Dairyland Economic Opportunity Council, Inc. determines any individual award.

Do you have to pay it back?

Western Dairyland Down Payment Assistance Program is structured as a grant, so it is not repaid.

• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Western Dairyland Down Payment Assistance Program is open to buyers who will live in the home as their primary residence.

What are the income limits?

Western Dairyland Down Payment Assistance Program limits household income to 80% of the area median income, which varies by county and household size.

• Total household income at or below 80% of county median income; 2026 limits vary by county and household size (e.g., Eau Claire 4-person $81,050; Buffalo/Jackson 4-person $76,800; Trempealeau 4-person $80,550).
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Where does it apply?

Western Dairyland Down Payment Assistance Program serves buyers purchasing in Eau Claire County, Wisconsin.

How do you apply?

Applications for Western Dairyland Down Payment Assistance Program go through Western Dairyland Economic Opportunity Council, Inc., which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program before funds are reserved.

2. 2

   Contact Western Dairyland Economic Opportunity Council, Inc. to reserve funds

   Funds are reserved with the provider and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.