Western Dairyland Down Payment Assistance Program

Western Dairyland Down Payment Assistance Program is a grant for homebuyers in Eau Claire County, Wisconsin, administered by Western Dairyland Economic Opportunity Council, Inc. Community action agency program providing up to $2,500 in down payment assistance to income-eligible homebuyers in Eau Claire, Trempealeau, Jackson, and Buffalo counties. Funds may be applied toward down payment, mortgage insurance, homeowners insurance, or closing costs. Offered for a limited time/subject to funding availability. Up to $2,500 toward down payment, mortgage insurance, homeowners insurance, or closing costs. Funding comes from Western Dairyland EOC / community action agency funds.

Western Dairyland Down Payment Assistance Program offers up to $2,500 in assistance. The program can be combined with other assistance, subject to the rules of each. Amounts are the program's published maximums, not an offer — Western Dairyland Economic Opportunity Council, Inc. determines any individual award.

Western Dairyland Down Payment Assistance Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Western Dairyland Down Payment Assistance Program is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required. Home must be in Eau Claire, Trempealeau, Jackson, or Buffalo county. Applicant must contribute $500-$1,000 (based on income) toward purchase. Must qualify for a mortgage through a reputable lender. Must complete a homebuyer education class. No land contracts; no mobile homes (restrictions may apply to prefabricated homes). Subject to limited-time funding availability.

Western Dairyland Down Payment Assistance Program limits household income to 80% of the area median income, which varies by county and household size. Total household income at or below 80% of county median income; 2026 limits vary by county and household size (e.g., Eau Claire 4-person $81,050; Buffalo/Jackson 4-person $76,800; Trempealeau 4-person $80,550). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Western Dairyland Down Payment Assistance Program serves homebuyers purchasing in Eau Claire County, Wisconsin.

Applications for Western Dairyland Down Payment Assistance Program go through Western Dairyland Economic Opportunity Council, Inc., which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.