Habitat for Humanity, Wind River Country Homeownership Program

Habitat for Humanity, Wind River Country Homeownership Program is a first mortgage for homebuyers in Riverton, Wyoming, administered by Habitat for Humanity, Wind River Country. Builds energy-efficient homes in Fremont County (average build ~15 months). Homes are financed through the USDA 502 Rural Development program; qualifying families are referred to the USDA office in Riverton. Selection is based on housing need, inability to obtain conventional financing, and willingness to partner. Affordable Habitat-built home. USDA 502 financing. Monthly payments roughly $500-$650.

Habitat for Humanity, Wind River Country Homeownership Program is a first mortgage and is repaid under the terms set by Habitat for Humanity, Wind River Country. The assistance is recorded in First position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Habitat for Humanity, Wind River Country Homeownership Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through Wyoming Housing Network (mandatory homebuyer education class). Residency requirement: Resident of Fremont County for one year prior to application. 500 hours sweat equity; one-year Fremont County residency; $45/adult for background/credit checks; mandatory Wyoming Housing Network homebuyer education; ability to pay first month + closing costs.

Habitat for Humanity, Wind River Country Homeownership Program limits household income to 80% of the area median income, which varies by county and household size. Gross monthly income between 50% and 80% of area median; applicant must not qualify for a conventional loan. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Habitat for Humanity, Wind River Country Homeownership Program can be used for Single Family. New construction is eligible.

Habitat for Humanity, Wind River Country Homeownership Program serves homebuyers purchasing in Riverton, Wyoming.

Applications for Habitat for Humanity, Wind River Country Homeownership Program go through Habitat for Humanity, Wind River Country, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.