Habitat for Humanity Tucson Affordable Homeownership Program

Habitat for Humanity Tucson Affordable Homeownership Program是面向Tucson，Arizona购房者的第一抵押贷款，由Habitat for Humanity Tucson管理。 Affordable below-market mortgage. No traditional down payment required (sweat equity instead). New construction home. Mandatory homebuyer education and mentoring. Income limits up to ~80% AMI. Application cycle open through June 30, 2026.

Habitat for Humanity Tucson Affordable Homeownership Program是第一抵押贷款，按Habitat for Humanity Tucson设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity Tucson Affordable Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：No principal residence ownership in prior 3 years (HUD definition)。 须参加购房者教育课程，由Habitat for Humanity Tucson mandatory homebuyer education classes and family mentoring program提供。 居住要求：Southern Arizona / Tucson area。 公民身份或移民身份：U.S. citizen or permanent resident (all household members)。 Applicants must attend a mandatory Information Session before receiving an application. Sweat equity of approximately 200 hours is required. Program duration 1-2 years. Ability to pay the mortgage must be demonstrated. Current housing need must be demonstrated. No foreclosures/bankruptcies in last 3 years; no open collections/liens/judgments. Max DTI 43%; personal recurring debt must not exceed 8% after housing costs.

Habitat for Humanity Tucson Affordable Homeownership Program将家庭收入限制在$77,844。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity Tucson Affordable Homeownership Program的房价上限如下：Homes priced for affordability; pricing set by Habitat Tucson based on ability to pay。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity Tucson Affordable Homeownership Program在其服务群体中提到了医护人员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Habitat for Humanity Tucson Affordable Homeownership Program服务于在Tucson，Arizona购房的购房者。 目标社区：Southern Arizona / Tucson area builds。

Habitat for Humanity Tucson Affordable Homeownership Program的申请通过Habitat for Humanity Tucson办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application periods; current deadline June 30, 2026预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。