USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Arizona

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Arizona是面向Arizona购房者的第一抵押贷款，由USDA Rural Development, Rural Housing Service (administered through approved private lenders)管理。 The USDA Section 502 Guaranteed Loan Program helps approved lenders offer low- and moderate-income Arizona households 100% financing (no money down) to buy, build, rehabilitate, improve, or relocate a home as a primary residence in eligible rural areas. USDA provides a 90% loan note guarantee to lenders to reduce their risk. Loans are 30-year fixed-rate with rates set by the lender, and the program has no minimum credit score requirement (borrowers must show willingness and ability to repay). Applicants apply through USDA-approved lenders. 资金来自Federal - USDA loan note guarantee (Housing Act of 1949 Section 502(h); 7 CFR Part 3555)。

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Arizona是第一抵押贷款，按USDA Rural Development, Rural Housing Service (administered through approved private lenders)设定的条款偿还。 该援助以First lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Arizona面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No credit score requirement; applicants must demonstrate willingness and ability to manage debt. 居住要求：Property must be located in a USDA-eligible rural area of Arizona (verify via USDA Eligibility Site). 公民身份或移民身份：U.S. citizen, U.S. non-citizen national, or qualified alien. Household income cannot exceed 115% of area median income (by household size, by county). Borrower must occupy the dwelling as a primary residence and be a U.S. citizen, U.S. non-citizen national, or qualified alien. Property must be in a USDA-eligible rural area and cannot be income-producing. 100% financing; closing costs may be financed where value supports.

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Arizona将家庭收入限制在地区收入中位数的115%，该数值因县和家庭人数而异。 Household income cannot exceed 115% of the area median household income; limits vary by Arizona county and household size (verify on the USDA income-eligibility site). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Arizona的房价上限如下：No set purchase price limit; loan amount based on lender underwriting and appraised value (no set acreage limit). 符合条件的房屋类型包括Single-family detached、Attached、Condominium、PUD、Modular和Manufactured。 新建房屋符合条件。 预制房屋符合条件。

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Arizona服务于在Arizona任何地方购房的购房者。 该项目针对特定区域：Available only in USDA-designated eligible rural areas of Arizona.

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Arizona的申请通过USDA Rural Development, Rural Housing Service (administered through approved private lenders)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applications accepted on an ongoing basis October 1 - September 30 through approved lenders.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。