Habitat for Humanity of Northwest Connecticut Home Partnership Program

Habitat for Humanity of Northwest Connecticut Home Partnership Program是面向Salisbury，Connecticut购房者的第一抵押贷款，由Habitat for Humanity of Northwest Connecticut管理。 The Habitat Home Partnership Program lets income-qualified families in northwest Litchfield County buy a Habitat-built or rehabbed home with a zero-interest mortgage and affordable payments. Habitat retains title to the land (buyers pay property taxes only on the improvements). Buyers invest sweat equity and complete financial-literacy and home-maintenance training. Zero-interest first mortgage. Below-market home price. Lower property taxes (land retained by Habitat). Financial literacy training. Sweat-equity pathway. 资金来自Habitat affiliate (donations, donated materials, volunteer labor, recycled mortgage payments)。

Habitat for Humanity of Northwest Connecticut Home Partnership Program是第一抵押贷款，按Habitat for Humanity of Northwest Connecticut设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Northwest Connecticut Home Partnership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 居住要求：Must live, work, or have a close connection to Canaan, Cornwall, Falls Village, Norfolk, North Canaan, Salisbury, Torrington, or Sharon.

Habitat for Humanity of Northwest Connecticut Home Partnership Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 Family income below 60% of Litchfield County median by household size (2024 figures): 1p $48,000; 4p $68,520; 8p $90,480. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Northwest Connecticut Home Partnership Program可用于Single Family。 新建房屋符合条件。

Habitat for Humanity of Northwest Connecticut Home Partnership Program服务于在Salisbury，Connecticut购房的购房者。

Habitat for Humanity of Northwest Connecticut Home Partnership Program的申请通过Habitat for Humanity of Northwest Connecticut办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Cyclical application windows tied to specific builds (currently North Canaan build window closed).预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。