Litchfield County Affordable Homeownership Program (LC-AHP)

Litchfield County Affordable Homeownership Program (LC-AHP)是面向Salisbury, Cornwall, Norfolk, Washington (scattered-site)，Connecticut购房者的增值共享贷款，由Litchfield County Center for Housing Opportunity (LCCHO, a program of The Housing Collective)管理。 A shared-equity / community land trust homeownership program coordinated by the Litchfield County Center for Housing Opportunity that built 10 new 3-bedroom homes on scattered sites in five Litchfield County towns. Homes are sold to income-eligible first-time buyers (at or below 100% county AMI) for $250,000-$300,000, a price that includes an embedded ~$25,000 forgivable down payment assistance loan. The land is owned by a local housing nonprofit and leased to the homeowner under a long-term ground lease with a resale formula. Brand-new energy-efficient 3BR home well below market. Embedded ~$25,000 forgivable DPA. Long-term affordability. Reduced property tax. 资金来自Connecticut Department of Housing, plus town and nonprofit contributions; construction loans by Capital for Change。

Litchfield County Affordable Homeownership Program (LC-AHP)提供最高$25,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Litchfield County Center for Housing Opportunity (LCCHO, a program of The Housing Collective)决定。

Litchfield County Affordable Homeownership Program (LC-AHP)是增值共享贷款，按Litchfield County Center for Housing Opportunity (LCCHO, a program of The Housing Collective)设定的条款偿还。 触发还款的情形：Resale governed by ground-lease resale formula; home must be resold at a price affordable to a household at/below 100% AMI。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Litchfield County Affordable Homeownership Program (LC-AHP)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time buyer = no household member has had ownership interest in a principal residence during the past 3 years。 关于信用，该项目说明：Not published; applicant must pre-qualify for a mortgage of at least $200,000。 Active but nearly fully subscribed: as of source, only 1 home remains (16 Dark Entry Road, Cornwall), completing June 2026. Must submit a mortgage pre-qualification letter with the pre-application. Selection by lottery if multiple eligible applicants. Embedded DPA forgiveness/lien details not published - confirm via sample ground lease.

Litchfield County Affordable Homeownership Program (LC-AHP)将家庭收入限制在地区收入中位数的100%，该数值因县和家庭人数而异。 Total gross annual household income at or below 100% of Litchfield County AMI (approx. $93,000 for a 2-person household per 2024 HOME limits); practical floor ~60% AMI to support the mortgage. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Litchfield County Affordable Homeownership Program (LC-AHP)将房价上限设为$300,000。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Litchfield County Affordable Homeownership Program (LC-AHP)服务于在Salisbury, Cornwall, Norfolk, Washington (scattered-site)，Connecticut购房的购房者。 该项目针对特定区域：Specific scattered-site addresses in Salisbury, Cornwall, Norfolk and Washington, CT (Litchfield County)。 目标社区：Salisbury, Cornwall, Norfolk, Washington (CT)。

Litchfield County Affordable Homeownership Program (LC-AHP)的申请通过Litchfield County Center for Housing Opportunity (LCCHO, a program of The Housing Collective)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Pre-application then full application; if multiple eligible households want the same home, selection is by lottery预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。