DC Open Doors

DC Open Doors是面向Washington，District of Columbia购房者的延期第二贷款，由DC Housing Finance Agency (DCHFA)管理。 DCHFA flagship program: a below-market first trust mortgage plus a 0% deferred, non-amortizing Down Payment Assistance Loan covering the full required minimum down payment; open to residents and non-residents in all wards. Below-market first mortgage. DPAL covers full minimum down payment. 0% deferred, no monthly payments. First-time and repeat buyers. No max sales price. 资金来自State。

DC Open Doors为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：30 years from closing、Sale/transfer、No longer primary residence和Refinance of first trust。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

DC Open Doors面向将房屋作为主要住所自住的购房者。 该项目列出的最低信用分数为640。 居住要求：District of Columbia。 Work with a DCHFA participating lender. Max first trust loan $1,249,125. FHA max DTI 45% (50% with 680+).

DC Open Doors将家庭收入限制在地区收入中位数的170%，该数值因县和家庭人数而异。 Borrower income up to 170% AMI; max income $275,400. No max sales price; max first trust loan $1,249,125. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

DC Open Doors的房价上限如下：No max sales price; max first trust loan $1,249,125. 符合条件的房屋类型包括Single Family、Condo和Townhouse。

DC Open Doors服务于在Washington，District of Columbia购房的购房者。

DC Open Doors的申请通过DC Housing Finance Agency (DCHFA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。