Frontier Housing - Mortgage Lending & Homeownership Program

Frontier Housing - Mortgage Lending & Homeownership Program是面向Morehead，Kentucky购房者的第一抵押贷款，由Frontier Housing, Inc.管理。 Frontier Housing is a CDFI and one of the largest affordable home builders and mortgage lenders in northeastern Kentucky, serving 22 counties (founded 1974). It provides FHA/USDA/conventional and in-house CDFI mortgages, no-/low-down-payment options, self-help (sweat equity) housing, and construction. Free financial coaching and credit counseling. Military, emergency, healthcare, and education employees in the region receive a 0.25% rate reduction, up to $400 toward appraisal, and a free credit report. No down payment / 100% financing options. FHA 3.5% down (min 620). Free financial coaching and credit counseling. 0.25% rate discount for military/emergency/healthcare/education employees. Up to $400 appraisal assistance for qualifying professionals. Self-help housing program. Existing, modular, or manufactured homes eligible. Down payment and closing cost assistance available.

Frontier Housing - Mortgage Lending & Homeownership Program是第一抵押贷款，按Frontier Housing, Inc.设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Frontier Housing - Mortgage Lending & Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Minimum 620 for FHA; credit improvement coaching provided; score not an absolute barrier。 须参加购房者教育课程。 Service area limited to 22 northeastern KY counties (some products statewide). CDFI. Self-help/mutual self-help (Section 523 model) available. HOME-funded borrowers <=80% AMI; moderate-income (80-120% AMI) special products. Ashland office: 1212 Bath Ave, Ste 306/307.

Frontier Housing - Mortgage Lending & Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 HOME-funded projects require <=80% AMI; Frontier also serves 80%-120% AMI with special financing. Not limited to lower-income brackets across its 22 service counties. Specific limits by household size from Frontier directly. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Frontier Housing - Mortgage Lending & Homeownership Program可用于Single Family、Manufactured和Modular。 新建房屋符合条件。 预制房屋符合条件。

Frontier Housing - Mortgage Lending & Homeownership Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、教育工作者、消防员和医护人员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Frontier Housing - Mortgage Lending & Homeownership Program服务于在Morehead，Kentucky购房的购房者。

Frontier Housing - Mortgage Lending & Homeownership Program的申请通过Frontier Housing, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。