看看您可能符合哪些条件

本页面由机器翻译。英文版本为原文。

县级项目

Habitat for Humanity of Bowling Green/Warren County Homeownership Program

Habitat for Humanity of Bowling Green/Warren County Homeownership Program是面向Bowling Green,Kentucky购房者的首付援助,由Habitat for Humanity of Bowling Green/Warren County管理。

最近核实于来源:Habitat for Humanity of Bowling Green/Warren County

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 关于信用:Minimum mid-credit score of 600. No bankruptcy within the last 18 months from discharge. No more than $3,000 in uncollected past-due bad debt; bad debt under $3,000 must be paid off prior to closing.
  • 完成购房者教育课程,由Habitat for Humanity of Bowling Green/Warren County (homeowner workshops and financial coaching; one Homeowner Interest session required)提供
  • 居住要求:Must have lived or worked in Warren County for the previous 12 months
  • 公民身份或移民身份:Must be a Legal Permanent Resident or Citizen of the United States
  • staged by automated gap-finder from primary sources (habitatbg.org); verify on official source before publishing. Habitat program: mortgage rate/lien/forgiveness terms not published, so left blank rather than guessed. Application cycle currently CLOSED (next cycle 2027).
  • 位于Warren County的房屋

不适用于

  • 预制房屋
  • Warren County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Warren County的房屋

  • 62.9% 独栋
  • 2.3% 联排
  • 11.1% 2–4个单元
  • 18.8% 5+个单元
  • 5% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$258,000

Warren County房屋价值中位数

33.8%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Warren County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Habitat for Humanity of Bowling Green/Warren County (homeowner workshops and financial coaching; one Homeowner Interest session required)提供。

  2. 联系Habitat for Humanity of Bowling Green/Warren County预留资金

    资金通过First come, first served during open application cycle; next cycle noted as 2027预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Habitat for Humanity of Bowling Green/Warren County Homeownership Program是什么?

Habitat for Humanity of Bowling Green/Warren County Homeownership Program是面向Bowling Green,Kentucky购房者的首付援助,由Habitat for Humanity of Bowling Green/Warren County管理。 Habitat for Humanity of Bowling Green/Warren County partners with income-qualified families to become first-time homeowners. Homes are not free; the homebuyer purchases the home with an affordable mortgage with estimated monthly payments not to exceed 30% of gross monthly income, plus an estimated $2,500 in closing costs. Selection is based on three policies: ability to pay, willingness to partner (including sweat-equity Homeowner In Progress hours, workshops, and financial coaching), and need for adequate shelter. Applications are first come, first served when the cycle is open; the affiliate notes the next cycle is 2027. Affordable mortgage with payment capped at 30% of gross monthly income. Path to first-time homeownership with financial coaching and homeowner workshops. New-construction Habitat homes in Warren County.

需要偿还吗?

Habitat for Humanity of Bowling Green/Warren County Homeownership Program是首付援助,按Habitat for Humanity of Bowling Green/Warren County设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Habitat for Humanity of Bowling Green/Warren County Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:Minimum mid-credit score of 600. No bankruptcy within the last 18 months from discharge. No more than $3,000 in uncollected past-due bad debt; bad debt under $3,000 must be paid off prior to closing. 须参加购房者教育课程,由Habitat for Humanity of Bowling Green/Warren County (homeowner workshops and financial coaching; one Homeowner Interest session required)提供。 居住要求:Must have lived or worked in Warren County for the previous 12 months。 公民身份或移民身份:Must be a Legal Permanent Resident or Citizen of the United States。 staged by automated gap-finder from primary sources (habitatbg.org); verify on official source before publishing. Habitat program: mortgage rate/lien/forgiveness terms not published, so left blank rather than guessed. Application cycle currently CLOSED (next cycle 2027).

收入限制是多少?

Habitat for Humanity of Bowling Green/Warren County Homeownership Program的收入限制如下:Household income must fall within published guidelines by family size, including wages, Social Security, disability, SSI, alimony, and child support for any household member. Published as MONTHLY gross income ranges by family size: 1 person $2,990 min/$3,979 max; 2 $2,850/$4,550; 3 $3,204/$5,117; 4 $2,847/$5,688; 5 $3,048/$6,146; 6 $3,497/$6,600; 7 $3,945/$7,050; 8 $4,393/$7,508. Larger households add 8% per additional member. One year of continuous income required. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Habitat for Humanity of Bowling Green/Warren County Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

适用于哪些地区?

Habitat for Humanity of Bowling Green/Warren County Homeownership Program服务于在Bowling Green,Kentucky购房的购房者。

如何申请?

Habitat for Humanity of Bowling Green/Warren County Homeownership Program的申请通过Habitat for Humanity of Bowling Green/Warren County办理,该机构在其网站上公布现行条款和申请步骤。 资金通过First come, first served during open application cycle; next cycle noted as 2027预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Habitat for Humanity of Bowling Green/Warren County设定,并可能变化;申请前请在官方网站上确认。