Habitat for Humanity of Henderson Home Partnership Program

Habitat for Humanity of Henderson Home Partnership Program是面向Henderson，Kentucky购房者的静默第二贷款，由Habitat for Humanity of Henderson, KY管理。 Henderson Habitat builds homes and sells them to qualified buyers with a fixed 0% interest mortgage, typically 15-30 years, with Habitat acting as both builder and NMLS-certified mortgage lender. Buyers complete at least 250 sweat-equity hours, attend homeownership and financial literacy classes, and make a minimum $1,000 down payment plus first-year homeowners insurance. Fixed 0% interest 15-30 year mortgage. Deferred subsidy. Homeownership/financial literacy education. Habitat-serviced loan. 资金来自Mortgage payments, donations, grants, ReStore proceeds, sponsors。

Habitat for Humanity of Henderson Home Partnership Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Henderson Home Partnership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：No numeric minimum; no unpaid debts, collections, liens or outstanding judgments allowed。 须参加购房者教育课程，由Habitat for Humanity of Henderson (homeownership/financial literacy classes)提供。 居住要求：Must have lived or worked in Henderson County for at least one year。 Minimum 250 sweat-equity hours; homeownership/maintenance and financial literacy classes. Program was at capacity at time of research (cyclic) — confirm open window before publish.

Habitat for Humanity of Henderson Home Partnership Program将家庭收入限制在$63,760。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Henderson Home Partnership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of Henderson Home Partnership Program服务于在Henderson，Kentucky购房的购房者。

Habitat for Humanity of Henderson Home Partnership Program的申请通过Habitat for Humanity of Henderson, KY办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Annual housing fair / periodic application windows预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。