Habitat for Humanity Pennyrile Region Homeownership Program

Habitat for Humanity Pennyrile Region Homeownership Program是面向Madisonville，Kentucky购房者的静默第二贷款，由Habitat for Humanity Pennyrile Region, Inc.管理。 Habitat for Humanity Pennyrile Region builds and sells affordable homes to qualified partner families across Hopkins, Christian, Webster and Muhlenberg counties, financed with an affordable Habitat mortgage where payments generally do not exceed 30% of gross monthly income. Families complete sweat equity and homeownership workshops. Affordable Habitat mortgage (payments near 30% of income). Homeownership/financial education. Sweat equity in lieu of down payment. 资金来自Habitat mortgage payments, donations, ReStore, sponsors。

Habitat for Humanity Pennyrile Region Homeownership Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity Pennyrile Region Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Credit/debts must be in good shape; at least 18 months past any bankruptcy with good credit since。 须参加购房者教育课程，由Habitat for Humanity Pennyrile Region (homeownership workshops)提供。 居住要求：Serves residents of Hopkins, Christian, Webster and Muhlenberg counties。 Single regional affiliate covering Hopkins/Christian/Webster/Muhlenberg (covers both 'Christian County/Hopkinsville' and 'Hopkins County'). Applications were closed at time of research (cyclic program) — confirm current window before publish.

Habitat for Humanity Pennyrile Region Homeownership Program的收入限制如下：Income must be steady enough to cover mortgage, utilities and upkeep (Habitat guidelines; dollar table not published). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity Pennyrile Region Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity Pennyrile Region Homeownership Program服务于在Madisonville，Kentucky购房的购房者。

Habitat for Humanity Pennyrile Region Homeownership Program的申请通过Habitat for Humanity Pennyrile Region, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Periodic application windows预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。