KHC Conventional Preferred (HFA Preferred) First Mortgage Program

KHC Conventional Preferred (HFA Preferred) First Mortgage Program是面向Statewide，Kentucky购房者的第一抵押贷款，由Kentucky Housing Corporation (KHC)管理。 KHC's Conventional Preferred (HFA Preferred) is a 30-year fixed conventional mortgage via Secondary Market funding, underwritten through Fannie Mae DU (Approve/Eligible). Available to first-time and repeat buyers statewide, income-limited to 80% AMI, with reduced charter-coverage MI, no minimum borrower contribution, no reserves, and 3% minimum down. KHC DAP can be layered. First-time and repeat buyers statewide. Reduced charter-coverage MI <=80% AMI. No minimum borrower contribution. No reserves required. 3% down. Compatible with KHC DAP, max 97% LTV with DAP.

KHC Conventional Preferred (HFA Preferred) First Mortgage Program是第一抵押贷款，按Kentucky Housing Corporation (KHC)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

KHC Conventional Preferred (HFA Preferred) First Mortgage Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Minimum 660。 Requires Fannie Mae DU Community Lending 'HFA Preferred'; SFC 782/741; AUS Approve/Eligible (no manual UW). Seller contributions 3% if CLTV>90% else 6%. Rate as of June 2026: 6.500% (<=$300k)/6.750% (>$300k).

KHC Conventional Preferred (HFA Preferred) First Mortgage Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 HFA Preferred: 80% AMI (applicant income only), eff. May 18, 2025. E.g. Jefferson $75,440; Fayette $81,920; Kenton/Boone $88,560; unlisted counties $56,720. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

KHC Conventional Preferred (HFA Preferred) First Mortgage Program将房价上限设为$566,354。 符合条件的房屋类型包括Single Family、Condominium和Duplex。 新建房屋符合条件。

KHC Conventional Preferred (HFA Preferred) First Mortgage Program服务于在Statewide，Kentucky购房的购房者。

KHC Conventional Preferred (HFA Preferred) First Mortgage Program的申请通过Kentucky Housing Corporation (KHC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过KHC PowerLender (Mon-Fri 10a-9p)预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。