KHC Conventional Preferred Plus 80 (HFA Preferred Plus 80) First Mortgage Program

KHC Conventional Preferred Plus 80 (HFA Preferred Plus 80) First Mortgage Program是面向Statewide，Kentucky购房者的第一抵押贷款，由Kentucky Housing Corporation (KHC)管理。 KHC's Conventional Preferred Plus 80 (HFA Preferred Plus 80) is a 30-year fixed conventional mortgage via Secondary Market, underwritten through Fannie Mae DU. Same structure as HFA Preferred but with standard-coverage MI and higher Secondary Market income limits, serving moderate-to-middle income buyers above the 80% AMI cap. No minimum borrower contribution, no reserves, 3% down. Higher income limits than HFA Preferred. First-time and repeat buyers statewide. No minimum borrower contribution. No reserves. 3% down. Compatible with KHC DAP.

KHC Conventional Preferred Plus 80 (HFA Preferred Plus 80) First Mortgage Program是第一抵押贷款，按Kentucky Housing Corporation (KHC)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

KHC Conventional Preferred Plus 80 (HFA Preferred Plus 80) First Mortgage Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Minimum 660。 Requires Fannie Mae DU Community Lending 'HFA Preferred'; SFC 782/741; AUS Approve/Eligible. Standard coverage MI. Rate as of June 2026: 6.500% (<=$300k)/6.750% (>$300k).

KHC Conventional Preferred Plus 80 (HFA Preferred Plus 80) First Mortgage Program的收入限制如下：Secondary Market Income Limits (applicant income only), eff. June 23, 2025. E.g. Jefferson/Bullitt/Oldham/Spencer $169,050; Fayette area $179,200; Boone/Campbell/Kenton area $195,650; other counties $147,350. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

KHC Conventional Preferred Plus 80 (HFA Preferred Plus 80) First Mortgage Program将房价上限设为$566,354。 符合条件的房屋类型包括Single Family、Condominium和Duplex。 新建房屋符合条件。

KHC Conventional Preferred Plus 80 (HFA Preferred Plus 80) First Mortgage Program服务于在Statewide，Kentucky购房的购房者。

KHC Conventional Preferred Plus 80 (HFA Preferred Plus 80) First Mortgage Program的申请通过Kentucky Housing Corporation (KHC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过KHC PowerLender (Mon-Fri 10a-9p)预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。