本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:No numeric minimum; counselors work with applicants to resolve credit issues
- 完成购房者教育课程,由People's Self-Help Housing (homebuyer education / counseling)提供
- 居住要求:Homes built only in Lewis County, KY
- Income at or below PSHH limits; 6 months stable employment if working; complete homebuyer education; address credit issues with counselor.
- 位于Lewis County的房屋
不适用于
- 预制房屋
- 收入超过$35,500的家庭
- Lewis County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Lewis County的房屋Lewis County的房屋,以及本项目接受的房屋
- 68.9% 独栋独栋住宅
- 0.2% 联排联排别墅
- 2.8% 2–4个单元2–4个单元
- 3.9% 5+个单元公寓和共管公寓楼(5+个单元)
- 24.2% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$96,000
Lewis County房屋价值中位数
45.4%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Lewis County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由People's Self-Help Housing (homebuyer education / counseling)提供。
联系People's Self-Help Housing, Inc. (PSHH)预留资金
资金通过Preliminary intake form / application预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
People's Self-Help Housing Buy-a-Home Program是什么?
People's Self-Help Housing Buy-a-Home Program是面向Vanceburg,Kentucky购房者的首付援助,由People's Self-Help Housing, Inc. (PSHH)管理。 Since 1982, People's Self-Help Housing builds high-quality, energy-efficient new homes exclusively in Lewis County, KY, and sells them to qualifying low- and very-low-income families with an affordable payment arranged to fit household income (PITI). PSHH provides homeownership counseling, homebuyer education, and credit counseling. New energy-efficient home with affordable PITI payment. Homeownership/credit counseling. Buyer personalization of finishes. 资金来自Federal and state housing loans and grants。
需要偿还吗?
People's Self-Help Housing Buy-a-Home Program是首付援助,按People's Self-Help Housing, Inc. (PSHH)设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
People's Self-Help Housing Buy-a-Home Program面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:No numeric minimum; counselors work with applicants to resolve credit issues。 须参加购房者教育课程,由People's Self-Help Housing (homebuyer education / counseling)提供。 居住要求:Homes built only in Lewis County, KY。 Income at or below PSHH limits; 6 months stable employment if working; complete homebuyer education; address credit issues with counselor.
收入限制是多少?
People's Self-Help Housing Buy-a-Home Program将家庭收入限制在$35,500。 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为6。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
People's Self-Help Housing Buy-a-Home Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。
适用于哪些地区?
People's Self-Help Housing Buy-a-Home Program服务于在Vanceburg,Kentucky购房的购房者。
如何申请?
People's Self-Help Housing Buy-a-Home Program的申请通过People's Self-Help Housing, Inc. (PSHH)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Preliminary intake form / application预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Lewis County购房者面向Lewis County购房者的其他项目
- Welcome Home Program (FHLB Cincinnati)最高$10,000
- KHC Affordable Down Payment Assistance Program (Affordable DAP)最高$6,000
- Community Ventures Rural Homeownership Assistance Program (RHAP)援助
两个项目能否结合使用,由各机构决定。申请前请先询问。
Lewis County的全部72个项目项目条款由People's Self-Help Housing, Inc. (PSHH)设定,并可能变化;申请前请在官方网站上确认。