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本页面由机器翻译。英文版本为原文。

县级项目

People's Self-Help Housing Buy-a-Home Program

People's Self-Help Housing Buy-a-Home Program是面向Vanceburg,Kentucky购房者的首付援助,由People's Self-Help Housing, Inc. (PSHH)管理。

最近核实于来源:People's Self-Help Housing, Inc. (PSHH)

该项目要求

  • 房屋作为主要住所自住
  • 关于信用:No numeric minimum; counselors work with applicants to resolve credit issues
  • 完成购房者教育课程,由People's Self-Help Housing (homebuyer education / counseling)提供
  • 居住要求:Homes built only in Lewis County, KY
  • Income at or below PSHH limits; 6 months stable employment if working; complete homebuyer education; address credit issues with counselor.
  • 位于Lewis County的房屋

不适用于

  • 预制房屋
  • 收入超过$35,500的家庭
  • Lewis County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

$35,500 家庭收入限制,按项目公布

该限额由项目自行说明。其官方网站说明了家庭人数如何影响限额。

适用地区

Lewis County的房屋

  • 68.9% 独栋
  • 0.2% 联排
  • 2.8% 2–4个单元
  • 3.9% 5+个单元
  • 24.2% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$96,000

Lewis County房屋价值中位数

45.4%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Lewis County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由People's Self-Help Housing (homebuyer education / counseling)提供。

  2. 联系People's Self-Help Housing, Inc. (PSHH)预留资金

    资金通过Preliminary intake form / application预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

People's Self-Help Housing Buy-a-Home Program是什么?

People's Self-Help Housing Buy-a-Home Program是面向Vanceburg,Kentucky购房者的首付援助,由People's Self-Help Housing, Inc. (PSHH)管理。 Since 1982, People's Self-Help Housing builds high-quality, energy-efficient new homes exclusively in Lewis County, KY, and sells them to qualifying low- and very-low-income families with an affordable payment arranged to fit household income (PITI). PSHH provides homeownership counseling, homebuyer education, and credit counseling. New energy-efficient home with affordable PITI payment. Homeownership/credit counseling. Buyer personalization of finishes. 资金来自Federal and state housing loans and grants。

需要偿还吗?

People's Self-Help Housing Buy-a-Home Program是首付援助,按People's Self-Help Housing, Inc. (PSHH)设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

People's Self-Help Housing Buy-a-Home Program面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:No numeric minimum; counselors work with applicants to resolve credit issues。 须参加购房者教育课程,由People's Self-Help Housing (homebuyer education / counseling)提供。 居住要求:Homes built only in Lewis County, KY。 Income at or below PSHH limits; 6 months stable employment if working; complete homebuyer education; address credit issues with counselor.

收入限制是多少?

People's Self-Help Housing Buy-a-Home Program将家庭收入限制在$35,500。 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为6。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

People's Self-Help Housing Buy-a-Home Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

适用于哪些地区?

People's Self-Help Housing Buy-a-Home Program服务于在Vanceburg,Kentucky购房的购房者。

如何申请?

People's Self-Help Housing Buy-a-Home Program的申请通过People's Self-Help Housing, Inc. (PSHH)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Preliminary intake form / application预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由People's Self-Help Housing, Inc. (PSHH)设定,并可能变化;申请前请在官方网站上确认。