Bayou Area Habitat for Humanity Homeownership Program

Bayou Area Habitat for Humanity Homeownership Program是面向Thibodaux，Louisiana购房者的首付援助，由Bayou Area Habitat for Humanity管理。 Bayou Area Habitat for Humanity serves Lafourche and Terrebonne parishes, partnering with families whose housing is inadequate and who cannot obtain adequate housing conventionally. Selected families help build and then purchase a Habitat home financed with an affordable mortgage (income 50%-80% of parish AMI). A sweat-equity / Habitat-mortgage model, not a cash down payment grant. Affordable Habitat mortgage. New/rehabilitated home. Homebuyer helps build. Equal-housing selection. Serves Lafourche & Terrebonne. 资金来自Donations, volunteer labor, recycled mortgage payments。

Bayou Area Habitat for Humanity Homeownership Program是首付援助，按Bayou Area Habitat for Humanity设定的条款偿还。 触发还款的情形：Monthly affordable Habitat mortgage payments over loan term. 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Bayou Area Habitat for Humanity Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No fixed minimum FICO; applicants must fully discuss finances with Habitat. 须参加购房者教育课程，由Bayou Area Habitat homeowner education / informational meetings提供。 居住要求：Lafourche or Terrebonne Parish residents (Houma/Thibodaux area)。 Homeowner application process currently CLOSED (as of 2026) - call (985) 447-6999 or submit the online interest form to be contacted before the next meeting. Eligibility by housing need, willingness to partner, ability to repay; income 50%-80% of parish median. Habitat assistance_type 'other'; not a cash DPA grant.

Bayou Area Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Annual income 50% (very low) up to 80% of median for Lafourche/Terrebonne. 2025 guidelines by family size (min-max): 1: $26,550-$42,400; 2: $30,300-$48,450; 3: $34,100-$54,500; 4: $37,850-$60,550; 5: $40,900-$65,400; 6: $43,950-$70,250; 7: $46,950-$75,100; 8: $50,000-$79,950. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Bayou Area Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Bayou Area Habitat for Humanity Homeownership Program服务于在Thibodaux，Louisiana购房的购房者。

Bayou Area Habitat for Humanity Homeownership Program的申请通过Bayou Area Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。