City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program是面向Baton Rouge，Louisiana购房者的延期第二贷款，由City of Baton Rouge / East Baton Rouge Parish Office of Community Development管理。 The City of Baton Rouge / East Baton Rouge Parish Office of Community Development offers a Homebuyer Assistance Program providing HUD-funded, interest-free (0%) gap-financing loans of up to $25,000 for existing homes and up to $50,000 for new construction in designated areas. The loans help buyers who might not otherwise qualify for a sufficient first mortgage and may be applied to down payment or closing costs. The deferred loan is repaid upon sale or transfer of the property. Up to $25,000 (existing) / $50,000 (new construction). Interest-free (0%). Deferred until sale or transfer. Usable for down payment or closing costs. Covers most of East Baton Rouge Parish. 资金来自U.S. Department of Housing and Urban Development (HUD) funds administered by the EBR Office of Community Development.

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program提供最高$50,000的援助。 援助档次：Up to $25,000 for existing homes; up to $50,000 for new construction in designated areas. 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Baton Rouge / East Baton Rouge Parish Office of Community Development决定。

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Interest-free (0%) deferred loan that must be paid off upon the sale or transfer of the purchased property; borrowers may repay at any time. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Applicants must not have owned a home in the last three years, or may qualify as a displaced homemaker or single parent. 须参加购房者教育课程，由Required homebuyer education course offered through the Mid City Redevelopment Alliance.提供。 Excludes incorporated Baker, Central, and Zachary. Required homebuyer education through Mid City Redevelopment Alliance.

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program将家庭收入限制在$53,100。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program可用于Single Family。 新建房屋符合条件。

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program服务于在Baton Rouge，Louisiana购房的购房者。 该项目针对特定区域：Higher assistance (up to $50,000) for new construction in designated areas; excludes incorporated Baker, Central, and Zachary.

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program的申请通过City of Baton Rouge / East Baton Rouge Parish Office of Community Development办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。