Habitat for Humanity St. Tammany West – Homeownership Program

Habitat for Humanity St. Tammany West – Homeownership Program是面向Mandeville，Louisiana购房者的第一抵押贷款，由Habitat for Humanity St. Tammany West管理。 Habitat for Humanity St. Tammany West builds and sells energy-efficient homes to qualifying low-income families in western St. Tammany Parish at no profit with a 0% interest mortgage. Homebuyers must invest 300–400 hours of sweat equity and complete homeownership education through the St. Tammany Homeownership Center. 0% interest mortgage. Affordable monthly payments based on income. No profit home sales. 30–60% AMI income eligibility. HUD-approved housing counseling available. 资金来自Habitat for Humanity International / private donations / FHLB Affordable Housing Program grants。

Habitat for Humanity St. Tammany West – Homeownership Program是第一抵押贷款，按Habitat for Humanity St. Tammany West设定的条款偿还。 该援助以first顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity St. Tammany West – Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Cannot own a home at time of application。 关于信用，该项目说明：Decent credit and history of paying bills on time; no outstanding liens or judgments。 须参加购房者教育课程，由St. Tammany Homeownership Center (HUD-approved)提供。 居住要求：Western St. Tammany Parish area (Mandeville/Covington area)。 Sweat equity: 300 hours single-adult family; 400 hours two-adult family; income 30–60% AMI; application by appointment only; call (985) 893-3172 ext. 246 or email info@habitatstw.org.

Habitat for Humanity St. Tammany West – Homeownership Program将家庭收入限制在地区收入中位数的30%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity St. Tammany West – Homeownership Program的房价上限如下：Homes sold at no profit; price set by Habitat STW。 符合条件的房屋类型包括single_family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity St. Tammany West – Homeownership Program服务于在Mandeville，Louisiana购房的购房者。

Habitat for Humanity St. Tammany West – Homeownership Program的申请通过Habitat for Humanity St. Tammany West办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application by appointment; contact St. Tammany Homeownership Center预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。