Iberia Habitat for Humanity Homeownership Program

Iberia Habitat for Humanity Homeownership Program是面向New Iberia，Louisiana购房者的第一抵押贷款，由Iberia Habitat for Humanity管理。 Iberia Habitat for Humanity builds and sells simple, decent homes to low-income partner families in Iberia Parish. Homes are sold with a 0% interest 25-30 year mortgage; families must demonstrate need, ability to repay, and willingness to partner (sweat equity). Must have lived in Iberia Parish at least 1 year. Zero-interest 25-30 year mortgage. No down payment required. Affordable monthly payment based on income. Homeowner education classes provided. 资金来自Private donations, volunteer labor。

Iberia Habitat for Humanity Homeownership Program是第一抵押贷款，按Iberia Habitat for Humanity设定的条款偿还。 该援助以1st顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Iberia Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Not publicly specified; ability to repay mortgage required。 须参加购房者教育课程，由Iberia Habitat for Humanity homeowner education classes提供。 居住要求：Must have lived in Iberia Parish for at least 1 year。 公民身份或移民身份：Must be a legal U.S. resident。 Sweat equity participation required. Specific income limits and sweat equity hours not publicly posted online — contact Iberia Habitat directly.

Iberia Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Iberia Habitat for Humanity Homeownership Program的房价上限如下：Home is built/sold by Habitat at affordable price。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Iberia Habitat for Humanity Homeownership Program服务于在New Iberia，Louisiana购房的购房者。

Iberia Habitat for Humanity Homeownership Program的申请通过Iberia Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。