Southern Mortgage Assistance Program (SMAP) – St. Bernard Parish

Southern Mortgage Assistance Program (SMAP) – St. Bernard Parish是面向St. Bernard Parish县，Louisiana购房者的补助金，由Jefferson Parish Finance Authority管理。 The Southern Mortgage Assistance Program provides a grant of 3% or 4% of the loan amount to cover down payment and closing costs for income-eligible buyers purchasing in St. Bernard, Jefferson, St. Charles, or St. Tammany Parishes. The DPA is a true grant with no repayment required. No-repayment DPA grant. 3% or 4% of loan amount. 30-year fixed rate first mortgage. Available for FHA, VA, RHS, and Freddie Mac HFA Advantage loans. 资金来自Jefferson Parish Finance Authority bond proceeds。

Southern Mortgage Assistance Program (SMAP) – St. Bernard Parish属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Southern Mortgage Assistance Program (SMAP) – St. Bernard Parish面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Minimum FICO 640。 须参加购房者教育课程，由Required for Freddie Mac HFA Advantage only; not required for FHA/VA/RHS提供。 居住要求：Property must be located in St. Bernard Parish。 Borrower must occupy within 60 days of closing; Freddie Mac HFA Advantage requires FTHB status and homebuyer education; exact current interest rates not confirmed — contact lender.

Southern Mortgage Assistance Program (SMAP) – St. Bernard Parish将家庭收入限制在地区收入中位数的115%，该数值因县和家庭人数而异。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Southern Mortgage Assistance Program (SMAP) – St. Bernard Parish的房价上限如下：FHA: $271,050; VA: $417,000; RHS: no limit; Freddie Mac: $417,000。 符合条件的房屋类型包括single_family、condo和townhouse。 新建房屋符合条件。 预制房屋不符合条件。

Southern Mortgage Assistance Program (SMAP) – St. Bernard Parish在其服务群体中提到了退伍军人、现役军人和预备役人员和国民警卫队成员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Southern Mortgage Assistance Program (SMAP) – St. Bernard Parish服务于在St. Bernard Parish县，Louisiana购房的购房者。

Southern Mortgage Assistance Program (SMAP) – St. Bernard Parish的申请通过Jefferson Parish Finance Authority办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。