West Monroe Homebuyer Assistance Program

West Monroe Homebuyer Assistance Program是面向West Monroe，Louisiana购房者的可免除贷款，由City of West Monroe管理。 The City of West Monroe Homebuyer Assistance Program provides up to $25,000 in down payment and closing cost assistance to income-eligible first-time homebuyers purchasing within West Monroe city limits. Funded through the Louisiana OCD Make a Difference (MAD) Grant, it is a 0% interest, forgivable loan forgiven over 5 years. Up to $25,000 forgivable DPA. 0% interest loan. Forgiven over 5 years. 80% AMI income limit. 资金来自Louisiana Office of Community Development - Local Government Assistance Make a Difference (MAD) Grant。

West Monroe Homebuyer Assistance Program提供最高$25,000的援助。 该项目可与State LHC programs结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of West Monroe决定。

West Monroe Homebuyer Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale, refinance, or failure to use property as primary residence before end of 5-year period。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

West Monroe Homebuyer Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：No homeownership within the prior 3 years。 关于信用，该项目说明：Minimum 620 credit score required。 居住要求：Must purchase within the city limits of West Monroe, LA。 Applications accepted during limited intake windows (spring 2026 window extended to May 1, 2026). Apply via Airtable online form or in person at City Hall.

West Monroe Homebuyer Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

West Monroe Homebuyer Assistance Program的房价上限如下：No purchase price cap stated in available sources。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

West Monroe Homebuyer Assistance Program服务于在West Monroe，Louisiana购房的购房者。

West Monroe Homebuyer Assistance Program的申请通过City of West Monroe办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served via application intake window预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。