Bowie First Mortgage Assistance Program

Bowie First Mortgage Assistance Program是面向Bowie，Maryland购房者的可免除贷款，由City of Bowie, Office of Grant Development & Administration管理。 The Bowie First Mortgage Assistance Program provides closing-cost assistance to first-time homebuyers who are teachers, persons with disabilities, City of Bowie government employees, or police officers purchasing a home within the city limits of Bowie. The City's $2,000 grant is matched by Maryland DHCD's Community Partners Incentive Program for a total of $4,000. The grant becomes permanent after a five-year term; if the home is sold during that term the grant must be repaid in full. Buyers must contribute at least $1,000 of their own funds and complete HUD-certified homebuyer education within one year of applying. $2,000 City grant matched by $2,000 state CPIP for $4,000 total. Closing-cost assistance at purchase. Becomes permanent grant after 5 years. May be combined with other DPA/closing-cost grants. 资金来自City of Bowie grant ($2,000) matched by the Maryland DHCD Community Partners Incentive Program ($2,000), total $4,000.

Bowie First Mortgage Assistance Program提供最高$4,000的援助。 购房者自付部分：Purchasers must have a minimum of $1,000 of their own funds (earnest money, application/appraisal/inspection fees). 该项目可与Standard down-payment/closing-cost grants and Maryland DHCD Community Development Administration grants结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Bowie, Office of Grant Development & Administration决定。

Bowie First Mortgage Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Structured as a grant; if the home is sold during the five-year grant term, the owner must repay the grant in full from settlement. After the five-year term the grant becomes permanent. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Bowie First Mortgage Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由HUD-certified housing counseling agencies (UCAP, Centro de Apoyo Familiar, Housing Initiative Partnership, Homefree-USA)提供。 居住要求：Purchaser must live in the home as their primary residence during the term of the grant; no temporary subleases. Eligibility restricted to first-time homebuyers who are teachers, persons with disabilities, City of Bowie government employees, or police officers buying within Bowie city limits. Home and termite inspections required. Must apply through a Maryland Mortgage Program approved lender. HUD-certified homebuyer education within one year of applying. No cash back at settlement.

Bowie First Mortgage Assistance Program在其服务群体中提到了教育工作者、执法人员和残障购房者。 该项目还仅限First-time homebuyers who are teachers, persons with disabilities, City of Bowie government employees, or police officers的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Bowie First Mortgage Assistance Program服务于在Bowie，Maryland购房的购房者。

Bowie First Mortgage Assistance Program的申请通过City of Bowie, Office of Grant Development & Administration办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。