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本页面由机器翻译。英文版本为原文。

市级项目补助金

City of Laurel Homebuyer Assistance Program

City of Laurel Homebuyer Assistance Program是面向Laurel,Maryland购房者的补助金,由City of Laurel, Department of Economic and Community Development管理。

最近核实于来源:City of Laurel, Department of Economic and Community Development

该项目要求

  • 首次购房者——有例外:Eligible if the applicant has not purchased a home within the past five (5) years.
  • 房屋作为主要住所自住
  • 居住要求:Applicants must occupy the home as their primary residence within 60 days of settlement and for at least three years.
  • Must be a first-time homebuyer or not have purchased a home in the past five years; household income of all owners must not exceed $100,000 at settlement; must occupy as primary residence within 60 days and for at least three years; applications submitted only through the online portal.
  • 位于Laurel市界内的房屋

不适用于

  • 收入超过$100,000的家庭
  • Laurel以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

$100,000 家庭收入限制,按项目公布

该限额由项目自行说明。其官方网站说明了家庭人数如何影响限额。

适用地区

Laurel的房屋

  • 20.7% 独栋
  • 28.9% 联排
  • 4.6% 2–4个单元
  • 45.8% 5+个单元
  • 0% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$385,500

Laurel房屋价值中位数

37.7%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Laurel购房

如何申请

  1. 联系City of Laurel, Department of Economic and Community Development预留资金

    资金通过Applications reviewed first-come, first-served via online portal; open until allocated funds are fully distributed.预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

City of Laurel Homebuyer Assistance Program是什么?

City of Laurel Homebuyer Assistance Program是面向Laurel,Maryland购房者的补助金,由City of Laurel, Department of Economic and Community Development管理。 The City of Laurel Homebuyer Assistance Program provides a $5,000 grant to help first-time homebuyers (or those who have not owned a home in the past five years) with the down payment or closing costs on a home within the City of Laurel. For Fiscal Year 2026 the City allocated $50,000 to support 10 eligible homebuyers. The grant is paid after closing upon submission of final settlement documents, and recipients must occupy the home as their primary residence within 60 days of settlement and for at least three years. $5,000 grant for down payment or closing costs. No repayment if occupancy requirement met. First-come, first-served. Paid after closing. 资金来自City of Laurel General Budget。

提供多少援助?

City of Laurel Homebuyer Assistance Program提供最高$5,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由City of Laurel, Department of Economic and Community Development决定。

需要偿还吗?

City of Laurel Homebuyer Assistance Program属于补助金,因此无需偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

City of Laurel Homebuyer Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Eligible if the applicant has not purchased a home within the past five (5) years. 居住要求:Applicants must occupy the home as their primary residence within 60 days of settlement and for at least three years. Must be a first-time homebuyer or not have purchased a home in the past five years; household income of all owners must not exceed $100,000 at settlement; must occupy as primary residence within 60 days and for at least three years; applications submitted only through the online portal.

收入限制是多少?

City of Laurel Homebuyer Assistance Program将家庭收入限制在$100,000。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

City of Laurel Homebuyer Assistance Program可用于Single Family、Townhouse和Condo。

适用于哪些地区?

City of Laurel Homebuyer Assistance Program服务于在Laurel,Maryland购房的购房者。

如何申请?

City of Laurel Homebuyer Assistance Program的申请通过City of Laurel, Department of Economic and Community Development办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Applications reviewed first-come, first-served via online portal; open until allocated funds are fully distributed.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由City of Laurel, Department of Economic and Community Development设定,并可能变化;申请前请在官方网站上确认。