FHLBank Boston Equity Builder Program (EBP) - Maine

FHLBank Boston Equity Builder Program (EBP) - Maine是面向Statewide，Maine购房者的补助金，由Federal Home Loan Bank of Boston, via approved member institutions管理。 The Equity Builder Program (EBP) offers forgivable grants to first-time homebuyers earning up to 80% of AMI for down payment, closing costs, rehabilitation, interest-rate buydown (up to 2 points), and homebuyer counseling. Grants are made when buyers close a first mortgage with a participating FHLBank Boston member. Available statewide in Maine; forgivable after a 5-year retention period. Forgivable DP/closing-cost grant. Can fund rehab and rate buydown. First-time buyers up to 80% AMI. 资金来自FHLBank Boston Affordable Housing Program (AHP) set-aside。

FHLBank Boston Equity Builder Program (EBP) - Maine属于补助金，因此无需偿还。 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

FHLBank Boston Equity Builder Program (EBP) - Maine面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由FHLBank Boston-approved homebuyer counseling organizations (required for first-time buyers)提供。 居住要求：Property must be in Maine (New England). 5-YEAR RETENTION PERIOD: forgivable after 5 years; pro rata repayment if sold/transferred/refinanced before 5 years, due only if over $2,500. First-time homebuyers only. Cannot combine with FHLBank AHP/HOW/Lift Up. MAX GRANT set annually as a % of AHP set-aside; official site says amount varies yearly and to ask the member - no confirmed 2026 dollar figure, so assistance_amount left blank.

FHLBank Boston Equity Builder Program (EBP) - Maine将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Households earning no more than 80% of AMI for the state/city/town where the property is located. Includes all income for all household members occupying the property. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

FHLBank Boston Equity Builder Program (EBP) - Maine可用于Single Family、Condo、2-4 Unit、Townhouse和Manufactured。

FHLBank Boston Equity Builder Program (EBP) - Maine服务于在Statewide，Maine购房的购房者。

FHLBank Boston Equity Builder Program (EBP) - Maine的申请通过Federal Home Loan Bank of Boston, via approved member institutions办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Members enroll/reserve through FHLBank Boston Community Lending portal; first-come, first-served; signed P&S required.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。