Habitat for Humanity of York County (ME) Homeownership Program

Habitat for Humanity of York County (ME) Homeownership Program是面向Kennebunk，Maine购房者的首付援助，由Habitat for Humanity of York County (Maine)管理。 Habitat for Humanity of York County (Maine) partners with families to build affordable homes. Applicants must live or work in York County for >=1 year, fall within build-specific income guidelines, complete 200-400 hours of sweat equity, have a need for safe affordable housing, have >=$2,000 in savings, and a 660+ credit score. Homebuyers pay ~29% of gross income toward the monthly mortgage. Affordable Habitat-built home. Modest monthly mortgage (~29% of gross income). Equity building. 资金来自Habitat for Humanity (donations, volunteer labor)。

Habitat for Humanity of York County (ME) Homeownership Program是首付援助，按Habitat for Humanity of York County (Maine)设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of York County (ME) Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为660。 须参加购房者教育课程，由Habitat Financial Capability Workshop / required homebuyer education courses提供。 居住要求：Must live or work in York County, Maine for at least one year。 Sweat equity 200-400 hours. Multi-phase application with home visit and board review. Application periods open only when homes available (next: September, Island Ave Sanford). Required homebuyer education + financial literacy. Not a stackable DP grant. NOTE: official site lists DTI inconsistently (12% vs 14%) so max_dti left blank. GAP: loan term/rate, lien, recapture, HUD AMI year not stated.

Habitat for Humanity of York County (ME) Homeownership Program的收入限制如下：Income guidelines by household size, set per build. Spring 2026 Island Ave (min/max): 1=$50,000/$59,850;2=$51,300/$68,400;3=$57,712/$76,950;4=$64,125/$85,500;5=$69,262/$92,350;6=$74,400/$99,200. Subject to change per build. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of York County (ME) Homeownership Program的房价上限如下：Habitat homebuyers pay ~29% of gross income in monthly mortgage payment。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。

Habitat for Humanity of York County (ME) Homeownership Program服务于在Kennebunk，Maine购房的购房者。 该项目针对特定区域：York County, Maine; current build at Island Ave, Sanford, ME。

Habitat for Humanity of York County (ME) Homeownership Program的申请通过Habitat for Humanity of York County (Maine)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。