本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 完成购房者教育课程,由MaineStream Finance (hoMEworks/HUD-certified homebuyer education)提供
- 居住要求:Maine
- Assistance is a repayable second-mortgage loan with a 15-year fixed-rate term. Specific max/min loan amounts, interest rate, income limits, credit score, DTI, purchase-price caps, and education requirements are NOT published on official MaineStream Finance/Penquis sources; applicants are directed to a Loan Readiness Survey and to contact MSF.
- 位于Maine的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Maine的房屋Maine的房屋
- 70% 独栋独栋住宅
- 2.6% 联排联排别墅
- 10.1% 2–4个单元2–4个单元
- 9.1% 5+个单元公寓和共管公寓楼(5+个单元)
- 8.2% 活动房屋及其他活动房屋及其他
$296,600
Maine房屋价值中位数
54.4%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由MaineStream Finance (hoMEworks/HUD-certified homebuyer education)提供。
联系MaineStream Finance (a CDFI division of Penquis C.A.P., Inc.)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
MaineStream Finance Down Payment Assistance Loan是什么?
MaineStream Finance Down Payment Assistance Loan是面向Statewide,Maine购房者的第二抵押贷款,由MaineStream Finance (a CDFI division of Penquis C.A.P., Inc.)管理。 MaineStream Finance (a CDFI division of Penquis C.A.P.) offers down payment assistance loans in Maine to help qualified buyers cover down payment and closing costs. The assistance is structured as a 15-year fixed-rate second mortgage and may also be paired with a MaineStream Finance first mortgage. Designed for low- and moderate-income residents who may not qualify through traditional banks; no PMI required on MSF mortgages. Covers down payment and/or closing costs as a 15-year fixed-rate second mortgage. Designed for buyers with limited credit. No PMI on MSF mortgages. 资金来自MaineStream Finance / Penquis C.A.P.
需要偿还吗?
MaineStream Finance Down Payment Assistance Loan是第二抵押贷款,按MaineStream Finance (a CDFI division of Penquis C.A.P., Inc.)设定的条款偿还。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
MaineStream Finance Down Payment Assistance Loan面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由MaineStream Finance (hoMEworks/HUD-certified homebuyer education)提供。 居住要求:Maine。 Assistance is a repayable second-mortgage loan with a 15-year fixed-rate term. Specific max/min loan amounts, interest rate, income limits, credit score, DTI, purchase-price caps, and education requirements are NOT published on official MaineStream Finance/Penquis sources; applicants are directed to a Loan Readiness Survey and to contact MSF.
收入限制是多少?
MaineStream Finance Down Payment Assistance Loan的收入限制如下:Targeted to low- and moderate-income Maine residents; specific limits not published on the official source. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
适用于哪些地区?
MaineStream Finance Down Payment Assistance Loan服务于在Statewide,Maine购房的购房者。
如何申请?
MaineStream Finance Down Payment Assistance Loan的申请通过MaineStream Finance (a CDFI division of Penquis C.A.P., Inc.)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Maine购房者面向Maine购房者的其他项目
- FHLBank Boston Lift Up Homeownership - Maine最高$40,000
- FHLBank Boston Housing Our Workforce (HOW) - Maine最高$25,000
- Multi-Unit Advantage Down Payment & Closing Cost Assistance最高$14,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Maine的全部74个项目项目条款由MaineStream Finance (a CDFI division of Penquis C.A.P., Inc.)设定,并可能变化;申请前请在官方网站上确认。